Insights for Zions Bancorporation
NASDAQ: ZION
05 - Growing & Profitable but Heavily Leveraged

Industry: Banks
Based on PEG Ratio: 02 - Fairly Valued
Today's Price
updated on:
45.26 (0.71%)
Open 44.66 (1.34%)
High (Upside %) 45.39 (0.29%)
Low (Downside %) 44.06 (2.72%)
P. Close 44.94 (0.71%)
Open-High % 1.63%
Open-Low % 1.34%
Low-High % 3.02%
Previous Data

ZION is a Stock listed in the US on the NASDAQ under the ticker 'ZION'

Company Summary

Business Units or Product Lines

Zions Bancorporation operates through seven major affiliate banks: Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington. These banks offer a wide range of financial services, including commercial banking, mortgage lending, retail banking, investment services, and wealth management.

Business Models for Each Product Line

Zions Bancorporation generates revenue primarily through interest income from its lending activities, including commercial loans, home mortgages, and consumer loans. Fee-based services such as wealth management, investment advisory, and transaction fees also contribute to its revenue. Major expenses include interest expenses, provisions for loan losses, salaries, and general administrative costs.

Future Opportunities for Growth

Opportunities for growth include expanding digital banking services, enhancing customer experience through technological advancements, and leveraging data analytics for improved risk management and personalized offerings. Additionally, there's potential for growth through selective geographic expansion and increased focus on small to mid-sized business lending.

Potential Major Risks

Major risks include exposure to economic downturns affecting loan defaults and interest rate fluctuations potentially impacting net interest margins. Regulatory changes could increase compliance costs, while cybersecurity threats pose risks to customer data and operations. Additionally, fierce competition in the financial services industry could pressure profit margins.

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Also read: https://finance.yahoo.com/ZION/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Forward P/E PEG Ratio (5yr expected) Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
6.53 B 6530000000.0 6.53 nan B 8.95 8.67 1.85 2.08 1.08 3.22 25.64% 36.84% 0.89% 13.27% 3.06 B 3060000000.0 3.06 6.60% nan B 4.95 71.40% 5.43 B 5430000000.0 5.43 5.37 B 5370000000.0 5.37 1.15 B 1150000000.0 1.15 nan B 1.79% 79.19%

source:https://finance.yahoo.com/ZION/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 17.29% 2.89% (46.57) 12.7% (51.01) 31.13% (59.35) 39.68% (63.22) 39.68% (63.22) 39.68% (63.22) 66.68% (75.44)
Downside % (low) 14.95% 12.9% (39.422) 13.12% (39.32) 13.12% (39.32) 13.12% (39.32) 13.12% (39.32) 59.66% (18.26) 59.66% (18.26)
Spread % 2.34% -10.0% -0.42% 18.01% 26.56% 26.56% -19.97% 7.03%

ZION's price used for computing the stats is 45.26 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 0.71% 3.76% 7.76% -10.66% -22.09% -10.38% 7.33% -27.27% 66.27%
Last Price 45.26 45.26 45.26 45.26 45.26 45.26 45.26 45.26 45.26
Trend-Previous Close 44.94 43.62 42 50.66 58.09 50.5 42.17 62.23 27.22

ZION's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 2.08% 44.53 1.26% 44.17 1.57% 43.5 45.56
Up 2.94% 44.9 3.22% 45.02 1.25% 44.08 45.72
Down -1.15% 43.12 -1.12% 43.13 0.99% 42.47 43.77
5D Opportunity: SELL-APPROACHING
returns: 3.76% (4.82%), p.close: 43.62
entry: 45.72, exit: 45.56, min.ret: 0.37%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.78% 44.39 2.15% 44.56 2.89% 42.51 46.28
Up 4.01% 45.37 4.0% 45.36 2.58% 43.68 47.06
Down -1.69% 42.88 -1.12% 43.13 2.41% 41.31 44.45
5D Opportunity:
returns: 3.76% (7.88%), p.close: 43.62
entry: 47.06, exit: 46.28, min.ret: 1.65%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.53% 42.52 0.23% 43.72 6.68% 38.14 46.89
Up 3.02% 44.94 2.48% 44.7 2.88% 43.05 46.83
Down -5.06% 41.41 -1.94% 42.78 6.47% 37.18 45.65
5D Opportunity: SELL-APPROACHING
returns: 3.76% (7.35%), p.close: 43.62
entry: 46.83, exit: 46.89, min.ret: -0.13%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.88% 42.8 -0.65% 43.34 4.86% 39.62 45.98
Up 2.0% 44.49 1.44% 44.25 2.18% 43.07 45.92
Down -3.69% 42.01 -2.38% 42.58 4.38% 39.15 44.88
5D Opportunity: SELL-APPROACHING
returns: 3.76% (5.27%), p.close: 43.62
entry: 45.92, exit: 45.98, min.ret: -0.13%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.26% 43.51 -0.38% 43.46 5.25% 40.07 46.94
Up 2.66% 44.78 1.79% 44.4 3.5% 42.49 47.07
Down -2.88% 42.36 -1.81% 42.83 3.6% 40.01 44.72
5D Opportunity: SELL-APPROACHING
returns: 3.76% (7.91%), p.close: 43.62
entry: 47.07, exit: 46.94, min.ret: 0.28%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.29% 43.75 0.19% 43.7 5.01% 40.47 47.03
Up 2.85% 44.86 2.07% 44.52 3.24% 42.74 46.99
Down -2.46% 42.54 -1.47% 42.98 3.2% 40.45 44.64
5D Opportunity: SELL-APPROACHING
returns: 3.76% (7.71%), p.close: 43.62
entry: 46.99, exit: 47.03, min.ret: -0.09%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall -1.53% 41.36 1.1% 42.46 8.43% 36.05 46.67
Up 4.79% 44.01 5.46% 44.29 3.81% 41.61 46.41
Down -6.8% 39.14 -3.52% 40.52 7.57% 34.37 43.92
2W Opportunity: SELL-APPROACHING
returns: 7.76% (10.51%), p.close: 42
entry: 46.41, exit: 46.67, min.ret: -0.55%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -4.62% 40.06 0.01% 42.0 9.23% 34.25 45.87
Up 3.79% 43.59 3.21% 43.35 3.28% 41.52 45.66
Down -8.54% 38.41 -6.84% 39.13 8.15% 33.28 43.55
2W Opportunity: SELL-APPROACHING
returns: 7.76% (8.71%), p.close: 42
entry: 45.66, exit: 45.87, min.ret: -0.47%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -3.45% 40.55 -3.19% 40.66 6.95% 36.17 44.93
Up 2.7% 43.13 1.45% 42.61 3.03% 41.22 45.05
Down -6.38% 39.32 -4.72% 40.02 5.72% 35.72 42.92
2W Opportunity: SELL-ACTIVE
returns: 7.76% (7.25%), p.close: 42
entry: 45.05, exit: 44.93, min.ret: 0.25%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.38% 41.84 0.15% 42.06 7.62% 37.04 46.64
Up 4.11% 43.72 2.64% 43.11 4.63% 40.81 46.64
Down -4.72% 40.02 -3.06% 40.72 4.95% 36.9 43.14
2W Opportunity: SELL-APPROACHING
returns: 7.76% (11.05%), p.close: 42
entry: 46.64, exit: 46.64, min.ret: -0.0%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.59% 42.25 0.79% 42.33 7.31% 37.65 46.85
Up 4.55% 43.91 3.41% 43.43 4.58% 41.02 46.8
Down -3.94% 40.35 -2.52% 40.94 4.35% 37.61 43.09
2W Opportunity: SELL-APPROACHING
returns: 7.76% (11.42%), p.close: 42
entry: 46.8, exit: 46.85, min.ret: -0.12%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -10.48% 45.35 -10.72% 45.23 3.85% 42.43 48.27
Up 2.87% 52.11 1.94% 51.65 2.88% 49.92 54.3
Down -14.91% 43.11 -14.53% 43.3 2.68% 41.07 45.14
1M Opportunity:
returns: -10.66% (-18.94%), p.close: 50.66
entry: 41.07, exit: 42.43, min.ret: 3.31%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -6.36% 47.44 -8.58% 46.31 7.81% 41.51 53.37
Up 3.6% 52.48 2.14% 51.74 3.6% 49.75 55.21
Down -10.43% 45.38 -11.91% 44.63 6.12% 40.72 50.03
1M Opportunity: BUY-APPROACHING
returns: -10.66% (-19.61%), p.close: 50.66
entry: 40.72, exit: 41.51, min.ret: 1.93%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.28% 50.52 -3.35% 48.96 11.36% 41.88 59.15
Up 6.96% 54.19 4.37% 52.87 7.27% 48.66 59.71
Down -7.77% 46.72 -8.41% 46.4 6.1% 42.09 51.36
1M Opportunity: BUY-APPROACHING
returns: -10.66% (-16.92%), p.close: 50.66
entry: 42.09, exit: 41.88, min.ret: -0.48%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.21% 51.27 0.48% 50.9 10.33% 43.42 59.12
Up 7.56% 54.49 5.81% 53.6 7.39% 48.87 60.1
Down -6.2% 47.52 -4.35% 48.45 5.36% 43.44 51.59
1M Opportunity: BUY-APPROACHING
returns: -10.66% (-14.25%), p.close: 50.66
entry: 43.44, exit: 43.42, min.ret: -0.05%
Using: 1M trend, 0 Days Left

ZION's symbol current price is 45.26 (0.71%) as on . Yesterday's close was 44.94. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 67.86% 80.0% 68.18% 51.52% 50.0% 48.81% 57.14%
Open-Low (> 1.0%) 62.99% 60.0% 68.18% 63.64% 59.09% 55.16% 59.92%
Open-Close-Up (> 0.5%) 38.61% 40.0% 40.91% 34.85% 31.82% 33.73% 38.23%
Open-Close-Down (> 0.5%) 39.99% 40.0% 40.91% 39.39% 39.39% 36.11% 39.29%
Low-Close-Up (> 1.0%) 75.94% 80.0% 81.82% 66.67% 60.61% 59.52% 62.17%
High-Close-Down (> 1.0%) 81.66% 100% 72.73% 68.18% 65.91% 56.75% 60.45%

ZION's symbol win percent is computed basis data from date