Insights for Valley National Bancorp
NASDAQ: VLY
08 - Losing Steam - very profitable & can fund turnaround

Industry: Banks
Based on PEG Ratio: Unknown
Today's Price
updated on:
8.67 (0.46%)
Open 8.58 (1.05%)
High (Upside %) 8.71 (0.46%)
Low (Downside %) 8.48 (2.24%)
P. Close 8.63 (0.46%)
Open-High % 1.52%
Open-Low % 1.17%
Low-High % 2.71%
Previous Data

VLY is a Stock listed in the US on the NASDAQ under the ticker 'VLY'

Company Summary

Business Units or Product Lines

Valley National Bancorp primarily operates through its commercial banking services. It provides a wide range of traditional banking products and services including commercial loans, residential mortgages, consumer loans, and wealth management services. Additionally, it offers online and mobile banking services.

Business Models for Each Product Line

Valley National Bancorp generates revenue primarily through interest income from loans and investments, and non-interest income from service charges and fees. Major expenses include interest on deposits, administrative costs, and loan loss provisions. The bank focuses on expanding its loan portfolio and maintaining a diversified deposit base.

Future Opportunities for Growth

Future growth opportunities for Valley National Bancorp include expanding its digital banking capabilities, growing its presence in existing and new markets, and leveraging strategic acquisitions to increase its customer base and product offerings. There is also potential growth in the wealth management sector and commercial lending.

Potential Major Risks

Major risks include a potential economic downturn that could lead to increased loan defaults, fluctuations in interest rates affecting net interest margins, regulatory changes affecting banking operations, and cybersecurity threats. Additionally, competition from fintech companies poses a significant risk to traditional banking services.

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Also read: https://finance.yahoo.com/VLY/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
4.62 B 4620000000.0 4.62 nan B 11.96 8.78 2.32 0.65 4.66 25.05% 30.75% 0.62% 5.38% 1.52 B 1520000000.0 1.52 -13.90% nan B 0.69 61.70% 2.33 B 2330000000.0 2.33 4.15 B 4150000000.0 4.15 550.0 mn 548540000.0 0.55 nan B 1.39% 83.75%

source:https://finance.yahoo.com/VLY/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 11.35% 1.61% (8.81) 5.07% (9.11) 20.59% (10.455) 27.97% (11.095) 27.97% (11.095) 50.75% (13.07) 74.16% (15.1)
Downside % (low) 11.59% 5.65% (8.18) 13.73% (7.48) 13.73% (7.48) 13.73% (7.48) 25.37% (6.47) 26.3% (6.39) 30.8% (6)
Spread % -0.23% -4.04% -8.65% 6.86% 14.24% 2.6% 24.45% 43.37%

VLY's price used for computing the stats is 8.67 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 0.46% 6.51% 10.17% -3.99% -11.53% -6.37% 10.59% -32.11% -8.25%
Last Price 8.67 8.67 8.67 8.67 8.67 8.67 8.67 8.67 8.67
Trend-Previous Close 8.63 8.14 7.87 9.03 9.8 9.26 7.84 12.77 9.45

VLY's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 5.29% 8.57 6.02% 8.63 1.08% 8.44 8.7
Up 5.88% 8.62 6.02% 8.63 1.14% 8.48 8.76
Down -0.46% 8.1 0% 8.14 0.64% 8.02 8.18
5D Opportunity: SELL-APPROACHING
returns: 6.51% (7.58%), p.close: 8.14
entry: 8.76, exit: 8.7, min.ret: 0.62%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.99% 8.38 3.77% 8.45 3.27% 7.98 8.78
Up 5.02% 8.55 5.75% 8.61 2.29% 8.27 8.83
Down -1.67% 8.0 -1.05% 8.05 2.5% 7.7 8.31
5D Opportunity: SELL-APPROACHING
returns: 6.51% (8.46%), p.close: 8.14
entry: 8.83, exit: 8.78, min.ret: 0.52%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.89% 8.07 -0.74% 8.08 5.23% 7.43 8.71
Up 3.55% 8.43 3.74% 8.44 2.61% 8.11 8.75
Down -3.73% 7.84 -2.18% 7.96 4.0% 7.35 8.32
5D Opportunity: SELL-APPROACHING
returns: 6.51% (7.47%), p.close: 8.14
entry: 8.75, exit: 8.71, min.ret: 0.49%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.76% 8.08 -0.24% 8.12 4.51% 7.53 8.63
Up 2.58% 8.35 2.15% 8.32 2.34% 8.06 8.64
Down -3.06% 7.89 -2.03% 7.97 3.16% 7.51 8.28
5D Opportunity: SELL-ACTIVE
returns: 6.51% (6.1%), p.close: 8.14
entry: 8.64, exit: 8.63, min.ret: 0.09%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.1% 8.13 -0.2% 8.12 4.83% 7.54 8.72
Up 2.8% 8.37 1.77% 8.28 3.08% 7.99 8.74
Down -2.77% 7.91 -1.97% 7.98 3.07% 7.54 8.29
5D Opportunity: SELL-APPROACHING
returns: 6.51% (7.43%), p.close: 8.14
entry: 8.74, exit: 8.72, min.ret: 0.28%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.34% 8.17 0.13% 8.15 5.19% 7.53 8.8
Up 3.21% 8.4 2.37% 8.33 3.48% 7.98 8.83
Down -2.68% 7.92 -1.78% 8.0 2.92% 7.57 8.28
5D Opportunity: SELL-APPROACHING
returns: 6.51% (8.43%), p.close: 8.14
entry: 8.83, exit: 8.8, min.ret: 0.28%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 0.59% 7.92 1.86% 8.02 7.25% 7.06 8.77
Up 5.16% 8.28 5.74% 8.32 3.6% 7.85 8.7
Down -5.55% 7.43 -2.9% 7.64 4.96% 6.85 8.02
2W Opportunity: SELL-APPROACHING
returns: 10.17% (10.55%), p.close: 7.87
entry: 8.7, exit: 8.77, min.ret: -0.83%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.47% 7.68 -0.06% 7.87 7.07% 6.84 8.51
Up 3.81% 8.17 3.35% 8.13 3.06% 7.81 8.53
Down -6.12% 7.39 -5.51% 7.44 5.07% 6.79 7.99
2W Opportunity: SELL-ACTIVE
returns: 10.17% (8.41%), p.close: 7.87
entry: 8.53, exit: 8.51, min.ret: 0.26%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.22% 7.77 -2.27% 7.69 7.47% 6.89 8.66
Up 3.89% 8.18 2.66% 8.08 4.32% 7.67 8.69
Down -5.11% 7.47 -4.26% 7.53 4.2% 6.97 7.96
2W Opportunity: SELL-APPROACHING
returns: 10.17% (10.36%), p.close: 7.87
entry: 8.69, exit: 8.66, min.ret: 0.35%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.25% 7.85 0.32% 7.9 7.13% 7.01 8.69
Up 4.28% 8.21 3.25% 8.13 4.22% 7.71 8.71
Down -4.47% 7.52 -3.42% 7.6 4.21% 7.02 8.02
2W Opportunity: SELL-APPROACHING
returns: 10.17% (10.62%), p.close: 7.87
entry: 8.71, exit: 8.69, min.ret: 0.15%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.69% 7.92 0.51% 7.91 7.32% 7.06 8.79
Up 5.09% 8.27 3.88% 8.18 4.88% 7.69 8.85
Down -4.06% 7.55 -2.98% 7.64 3.95% 7.08 8.02
2W Opportunity: SELL-APPROACHING
returns: 10.17% (12.41%), p.close: 7.87
entry: 8.85, exit: 8.79, min.ret: 0.65%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -7.2% 8.38 -7.05% 8.39 2.98% 7.98 8.78
Up 2.67% 9.27 2.66% 9.27 2.26% 8.96 9.58
Down -11.01% 8.04 -10.9% 8.05 1.76% 7.8 8.27
1M Opportunity:
returns: -3.99% (-13.66%), p.close: 9.03
entry: 7.8, exit: 7.98, min.ret: 2.3%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.4% 8.81 -5.6% 8.52 9.91% 7.47 10.16
Up 5.72% 9.55 3.49% 9.34 5.81% 8.76 10.33
Down -8.84% 8.23 -9.89% 8.14 4.69% 7.6 8.87
1M Opportunity:
returns: -3.99% (-15.87%), p.close: 9.03
entry: 7.6, exit: 7.47, min.ret: -1.65%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.47% 8.99 -2.62% 8.79 10.35% 7.59 10.39
Up 6.79% 9.64 5.72% 9.55 5.98% 8.83 10.45
Down -7.49% 8.35 -6.7% 8.43 5.74% 7.58 9.13
1M Opportunity:
returns: -3.99% (-16.1%), p.close: 9.03
entry: 7.58, exit: 7.59, min.ret: 0.12%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.4% 9.16 2.0% 9.21 10.4% 7.75 10.56
Up 8.16% 9.77 6.9% 9.65 6.75% 8.85 10.68
Down -6.49% 8.44 -5.33% 8.55 5.39% 7.71 9.17
1M Opportunity:
returns: -3.99% (-14.58%), p.close: 9.03
entry: 7.71, exit: 7.75, min.ret: 0.46%
Using: 1M trend, 0 Days Left

VLY's symbol current price is 8.67 (0.46%) as on . Yesterday's close was 8.63. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 71.22% 80.0% 68.18% 62.12% 65.91% 62.3% 58.86%
Open-Low (> 1.0%) 42.86% 20.0% 59.09% 56.06% 56.06% 63.1% 61.24%
Open-Close-Up (> 0.5%) 38.66% 40.0% 36.36% 39.39% 37.88% 38.89% 40.48%
Open-Close-Down (> 0.5%) 31.63% 20.0% 40.91% 37.88% 35.61% 40.08% 40.08%
Low-Close-Up (> 1.0%) 63.99% 60.0% 68.18% 66.67% 62.12% 61.51% 62.43%
High-Close-Down (> 1.0%) 51.3% 40.0% 59.09% 57.58% 58.33% 64.68% 60.05%

VLY's symbol win percent is computed basis data from date