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Insights for U.S. Bancorp
New York Stock Exchange: USB
05 - Growing & Profitable but Heavily Leveraged
Sector: Financial Services & Legal
Industry: Banks | Investment Banking & Wealth Management
Based on PEG Ratio: 02 - Fairly Valued
Today's Price
updated on: 		40.5 (0.8%)
Open 39.95 (1.38%)
High (Upside %) 40.565 (0.16%)
Low (Downside %) 39.76 (1.86%)
P. Close 40.18 (0.8%)
Open-High % 1.54%
Open-Low % 0.48%
Low-High % 2.02%
Previous Data

USB is a Stock listed in the US on the New York Stock Exchange under the ticker 'USB'

Company Summary

Business Units or Product Lines

U.S. Bancorp operates through five main business segments: Consumer and Business Banking, Corporate and Commercial Banking, Payment Services, Wealth Management and Investment Services, and Treasury and Corporate Support.

Business Models for Each Product Line

1. Consumer and Business Banking generates revenue through retail banking products and services, including checking and savings accounts, loans, and credit cards, with major expenses linked to interest on deposits and operational costs. 2. Corporate and Commercial Banking provides financial products such as loans, treasury management, and capital market solutions for business clients, generating revenue primarily from interest and fees, with expenses in underwriting and credit risk management. 3. Payment Services earns from merchant processing, card services, and ATM services, with expenses related to transaction processing and fraud prevention. 4. Wealth Management and Investment Services generate revenue via portfolio management, trust services, and financial advisory, with expenses stemming from personnel and technology investments. 5. Treasury and Corporate Support involves management of U.S. Bancorp's investment portfolio and balance sheet, with revenue from investments and expenses from interest and operational costs.

Future Opportunities for Growth

U.S. Bancorp has growth opportunities in expanding digital banking capabilities, increasing market share in commercial banking through enhanced product offerings, and leveraging partnerships in payment processing. Additionally, increasing demand for wealth management services and cross-selling among its segments could drive further growth.

Potential Major Risks

U.S. Bancorp faces risks from potential economic downturns affecting loan performance, regulatory and compliance challenges, cybersecurity threats, and increased competition in the financial services industry. Changes in interest rates could also impact its net interest margin and profitability.

Learn More about U.S. Bancorp: Company Insights by Algobear (ChatGPT);

Tell me more about U.S. Bancorp's latest earnings (USB:Nyse)
Who are some of U.S. Bancorp's competitors? (USB:Nyse)
Are analysts bullish on U.S. Bancorp? Please show it in a table format. (USB:Nyse)

Also read: https://finance.yahoo.com/USB/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Forward P/E PEG Ratio (5yr expected) Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Operating Cash Flow-Display Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
59.59 B 59590000000.0 59.59 nan B 9.46 8.84 1.43 2.16 1.12 5.2 26.38% 35.71% 0.99% 11.53% 25.36 B 25360000000.0 25.36 4.20% nan B 4.04 29.60% 50.01 B 50010000000.0 50.01 77.02 B 77020000000.0 77.02 nan B nan B 0.12% 82.27%

source:https://finance.yahoo.com/USB/key-statistics

Reading Information

source:https://finance.yahoo.com/USB/key-statistics

source:https://www.google.com/finance/quote/USB:NYSE

source:https://finance.yahoo.com/USB/analysis

source:https://finance.yahoo.com/USB/fair-value

source:https://www.nasdaq.com/market-activity/stocks/USB/price-earnings-peg-ratios

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 12.87% 1.6% (41.15) 8.4% (43.9) 22.86% (49.76) 33.28% (53.98) 33.28% (53.98) 33.28% (53.98) 56.96% (63.57)
Downside % (low) 11.3% 5.78% (38.16) 13.14% (35.18) 13.14% (35.18) 13.14% (35.18) 13.14% (35.18) 32.67% (27.27) 32.67% (27.27)
Spread % 1.56% -4.17% -4.74% 9.73% 20.15% 20.15% 0.62% 24.3%

USB's price used for computing the stats is 40.5 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 0.8% 7.11% 6.97% -7.47% -16.72% -13.83% -2.67% -23.06% -4.71%
Last Price 40.5 40.5 40.5 40.5 40.5 40.5 40.5 40.5 40.5
Trend-Previous Close 40.18 37.81 37.86 43.77 48.63 47 41.61 52.64 42.5

USB's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 4.21% 39.4 4.5% 39.51 1.96% 38.29 40.51
Up 4.28% 39.43 4.84% 39.64 1.98% 38.3 40.55
Down -0.84% 37.49 -1.02% 37.42 0.88% 37.0 37.99
5D Opportunity: SELL-APPROACHING
returns: 7.11% (7.24%), p.close: 37.81
entry: 40.55, exit: 40.51, min.ret: 0.09%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.96% 38.93 3.18% 39.01 3.14% 37.15 40.71
Up 4.19% 39.39 4.27% 39.43 2.56% 37.94 40.85
Down -1.06% 37.41 -0.58% 37.59 1.62% 36.49 38.33
5D Opportunity: SELL-APPROACHING
returns: 7.11% (8.03%), p.close: 37.81
entry: 40.85, exit: 40.71, min.ret: 0.33%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.75% 37.15 -0.74% 37.53 6.35% 33.55 40.75
Up 2.8% 38.87 2.13% 38.62 2.55% 37.42 40.31
Down -4.36% 36.16 -1.74% 37.15 5.1% 33.27 39.05
5D Opportunity: SELL-ACTIVE
returns: 7.11% (6.62%), p.close: 37.81
entry: 40.31, exit: 40.75, min.ret: -1.08%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.48% 37.25 -1.01% 37.43 4.47% 34.71 39.79
Up 1.75% 38.47 1.33% 38.31 1.9% 37.39 39.55
Down -3.19% 36.6 -1.86% 37.11 3.62% 34.55 38.65
5D Opportunity: SELL-ACTIVE
returns: 7.11% (4.6%), p.close: 37.81
entry: 39.55, exit: 39.79, min.ret: -0.61%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.47% 37.63 -0.6% 37.58 4.21% 35.24 40.02
Up 2.14% 38.62 1.33% 38.31 2.48% 37.22 40.02
Down -2.5% 36.86 -1.75% 37.15 2.95% 35.19 38.54
5D Opportunity: SELL-ACTIVE
returns: 7.11% (5.86%), p.close: 37.81
entry: 40.02, exit: 40.02, min.ret: 0.01%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.03% 37.82 0% 37.81 3.92% 35.6 40.04
Up 2.16% 38.63 1.41% 38.34 2.39% 37.27 39.98
Down -2.07% 37.03 -1.35% 37.3 2.6% 35.56 38.5
5D Opportunity: SELL-ACTIVE
returns: 7.11% (5.74%), p.close: 37.81
entry: 39.98, exit: 40.04, min.ret: -0.15%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 0.18% 37.93 2.28% 38.72 7.48% 33.68 42.17
Up 4.38% 39.52 4.55% 39.58 3.06% 37.78 41.26
Down -5.58% 35.75 -3.19% 36.65 6.22% 32.22 39.28
2W Opportunity: SELL-APPROACHING
returns: 6.97% (8.97%), p.close: 37.86
entry: 41.26, exit: 42.17, min.ret: -2.22%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -3.75% 36.44 -1.36% 37.34 8.29% 31.74 41.15
Up 3.25% 39.09 2.64% 38.86 2.74% 37.54 40.65
Down -7.33% 35.09 -5.69% 35.71 6.96% 31.13 39.04
2W Opportunity: SELL-APPROACHING
returns: 6.97% (7.36%), p.close: 37.86
entry: 40.65, exit: 41.15, min.ret: -1.23%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -3.18% 36.66 -2.71% 36.83 5.67% 33.44 39.88
Up 2.23% 38.7 1.82% 38.55 2.28% 37.41 40.0
Down -5.48% 35.78 -3.84% 36.41 4.91% 32.99 38.57
2W Opportunity: SELL-ACTIVE
returns: 6.97% (5.65%), p.close: 37.86
entry: 40.0, exit: 39.88, min.ret: 0.31%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.95% 37.5 -1.06% 37.46 5.8% 34.2 40.79
Up 3.22% 39.08 2.25% 38.71 3.3% 37.21 40.95
Down -4.03% 36.33 -2.87% 36.77 4.18% 33.96 38.71
2W Opportunity: SELL-APPROACHING
returns: 6.97% (8.17%), p.close: 37.86
entry: 40.95, exit: 40.79, min.ret: 0.39%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.04% 37.85 -0.25% 37.77 5.6% 34.67 41.02
Up 3.37% 39.14 2.27% 38.72 3.46% 37.17 41.1
Down -3.37% 36.58 -2.34% 36.97 3.63% 34.52 38.65
2W Opportunity: SELL-APPROACHING
returns: 6.97% (8.56%), p.close: 37.86
entry: 41.1, exit: 41.02, min.ret: 0.19%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -10.04% 39.37 -8.71% 39.96 3.55% 37.04 41.71
Up 2.13% 44.7 2.16% 44.72 2.06% 43.35 46.06
Down -14.07% 37.61 -13.81% 37.73 2.37% 36.06 39.17
1M Opportunity:
returns: -7.47% (-17.62%), p.close: 43.77
entry: 36.06, exit: 37.04, min.ret: 2.73%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -6.66% 40.86 -6.71% 40.83 4.69% 37.78 43.94
Up 2.54% 44.88 2.25% 44.76 2.27% 43.39 46.38
Down -9.11% 39.78 -10.57% 39.15 5.25% 36.34 43.23
1M Opportunity:
returns: -7.47% (-16.98%), p.close: 43.77
entry: 36.34, exit: 37.78, min.ret: 3.96%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.05% 42.87 -3.52% 42.23 7.62% 37.87 47.87
Up 4.78% 45.86 4.17% 45.59 4.38% 42.99 48.74
Down -6.59% 40.89 -5.46% 41.38 5.11% 37.53 44.24
1M Opportunity: BUY-APPROACHING
returns: -7.47% (-14.26%), p.close: 43.77
entry: 37.53, exit: 37.87, min.ret: 0.9%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.39% 43.6 -1.26% 43.22 7.18% 38.89 48.31
Up 5.18% 46.04 3.64% 45.36 4.87% 42.84 49.24
Down -5.45% 41.38 -4.21% 41.93 4.55% 38.4 44.37
1M Opportunity: BUY-APPROACHING
returns: -7.47% (-12.28%), p.close: 43.77
entry: 38.4, exit: 38.89, min.ret: 1.28%
Using: 1M trend, 0 Days Left

USB's symbol current price is 40.5 (0.8%) as on . Yesterday's close was 40.18. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 61.04% 80.0% 54.55% 42.42% 41.67% 39.68% 45.77%
Open-Low (> 1.0%) 58.51% 60.0% 59.09% 59.09% 50.76% 47.62% 49.74%
Open-Close-Up (> 0.5%) 38.45% 40.0% 40.91% 33.33% 34.85% 34.52% 36.51%
Open-Close-Down (> 0.5%) 40.62% 40.0% 40.91% 42.42% 40.15% 37.7% 36.11%
Low-Close-Up (> 1.0%) 71.13% 80.0% 72.73% 62.12% 49.24% 46.83% 51.06%
High-Close-Down (> 1.0%) 57.83% 60.0% 63.64% 51.52% 46.21% 41.67% 43.92%

USB's symbol win percent is computed basis data from date

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