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Insights for Regional Management Corp.
New York Stock Exchange: RM
05 - Growing & Profitable but Heavily Leveraged
Sector: Financial Services & Legal
Industry: Lending Platforms
Based on PEG Ratio: Unknown
Today's Price
updated on: 		33.61 (0.18%)
Open 33.47 (0.42%)
High (Upside %) 33.67 (0.18%)
Low (Downside %) 33.09 (1.57%)
P. Close 33.55 (0.18%)
Open-High % 0.6%
Open-Low % 1.14%
Low-High % 1.75%
Previous Data

RM is a Stock listed in the US on the New York Stock Exchange under the ticker 'RM'

Company Summary

Business Units or Product Lines

Regional Management Corp. primarily operates in the consumer finance industry, offering personal loan products and insurance solutions to customers. The company has several branches across the United States and services customers primarily through its brick-and-mortar locations.

Business Models for Each Product Line

Regional Management Corp. generates revenue through the interest charged on personal loans, along with insurance products and other financial services. Major expense categories include interest expenses on debt, loan loss provisions, personnel costs, and operational expenses related to maintaining branch locations and technology infrastructure.

Future Opportunities for Growth

The company can expand its growth potential by increasing its presence in underserved markets, diversifying its product offerings with new financial services, and leveraging technology to enhance customer service and operational efficiency. Additionally, strategic acquisitions could open new revenue streams.

Potential Major Risks

Major risks include regulatory changes affecting the consumer finance industry, economic downturns leading to higher default rates, competition from both traditional banks and fintech companies, and interest rate fluctuations impacting profitability.

Learn More about Regional Management Corp.: Company Insights by Algobear (ChatGPT);

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Also read: https://finance.yahoo.com/RM/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display EBITDA-Actual EBITDA Diluted EPS Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
310.0 mn 313800000.0 0.31 nan B 7.55 6.52 0.61 0.88 3.55 7.24% 21.70% 4.34% 12.14% 570.0 mn 569590000.0 0.57 9.40% 140.0 mn 142680000.0 0.14 4.14 0.0 mn 3950000.0 0.0 1.51 B 1510000000.0 1.51 4.236000000000001 3.47 270.0 mn 268930000.0 0.27 -70.0 mn -66190000.0 -0.07 8.51% 83.02%

source:https://finance.yahoo.com/RM/key-statistics

Reading Information

source:https://finance.yahoo.com/RM/key-statistics

source:https://www.google.com/finance/quote/RM:NYSE

source:https://finance.yahoo.com/RM/analysis

source:https://finance.yahoo.com/RM/fair-value

source:https://www.nasdaq.com/market-activity/stocks/RM/price-earnings-peg-ratios

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 6.72% 0.89% (33.91) 0.89% (33.91) 11.63% (37.52) 11.63% (37.52) 11.63% (37.52) 46.68% (49.3) 101.13% (67.6)
Downside % (low) 20.31% 9.1% (30.55) 24.4% (25.41) 24.4% (25.41) 24.4% (25.41) 25.62% (25) 39.01% (20.5) 69.27% (10.33)
Spread % -13.59% -8.21% -23.5% -12.76% -12.76% -13.98% 7.68% 31.87%

RM's price used for computing the stats is 33.61 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 0.18% 7.48% 13.66% 6.83% -5.78% 6.83% 28.09% -31.08% 129.42%
Last Price 33.61 33.61 33.61 33.61 33.61 33.61 33.61 33.61 33.61
Trend-Previous Close 33.55 31.27 29.57 31.46 35.67 31.46 26.24 48.77 14.65

RM's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 6.27% 33.23 5.58% 33.02 1.26% 32.64 33.82
Up 6.27% 33.23 5.58% 33.02 1.26% 32.64 33.82
Down -0.16% 31.22 0% 31.27 0.36% 31.05 31.39
5D Opportunity: SELL-APPROACHING
returns: 7.48% (8.16%), p.close: 31.27
entry: 33.82, exit: 33.82, min.ret: -0.0%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 6.36% 33.26 6.1% 33.18 2.97% 31.87 34.65
Up 7.1% 33.49 6.62% 33.34 3.32% 31.93 35.05
Down -0.58% 31.09 0% 31.27 1.56% 30.35 31.82
5D Opportunity: SELL-APPROACHING
returns: 7.48% (12.07%), p.close: 31.27
entry: 35.05, exit: 34.65, min.ret: 1.13%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.35% 31.69 2.32% 31.99 5.91% 28.92 34.46
Up 4.52% 32.68 3.9% 32.49 3.64% 30.98 34.39
Down -3.1% 30.3 -1.26% 30.88 3.6% 28.61 31.99
5D Opportunity: SELL-APPROACHING
returns: 7.48% (9.98%), p.close: 31.27
entry: 34.39, exit: 34.46, min.ret: -0.21%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.34% 31.16 -0.39% 31.15 5.1% 28.77 33.56
Up 2.77% 32.14 1.93% 31.87 2.92% 30.76 33.51
Down -3.1% 30.3 -2.03% 30.64 3.25% 28.78 31.83
5D Opportunity: SELL-ACTIVE
returns: 7.48% (7.16%), p.close: 31.27
entry: 33.51, exit: 33.56, min.ret: -0.15%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.4% 31.4 -0.03% 31.26 5.12% 28.99 33.8
Up 3.28% 32.29 2.07% 31.92 3.67% 30.57 34.02
Down -2.67% 30.43 -1.55% 30.79 2.95% 29.05 31.82
5D Opportunity: SELL-APPROACHING
returns: 7.48% (8.78%), p.close: 31.27
entry: 34.02, exit: 33.8, min.ret: 0.65%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.65% 31.47 -0.03% 31.26 5.38% 28.95 33.99
Up 3.54% 32.38 2.37% 32.01 4.29% 30.36 34.39
Down -2.66% 30.44 -1.73% 30.73 2.81% 29.12 31.75
5D Opportunity: SELL-APPROACHING
returns: 7.48% (9.98%), p.close: 31.27
entry: 34.39, exit: 33.99, min.ret: 1.16%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 7.49% 31.79 7.8% 31.88 6.8% 28.77 34.8
Up 8.38% 32.05 7.9% 31.91 5.78% 29.48 34.61
Down -4.34% 28.29 -4.35% 28.28 4.19% 26.43 30.14
2W Opportunity: SELL-APPROACHING
returns: 13.66% (17.05%), p.close: 29.57
entry: 34.61, exit: 34.8, min.ret: -0.55%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.4% 30.28 2.07% 30.18 8.1% 26.69 33.87
Up 5.96% 31.33 5.08% 31.07 5.03% 29.1 33.56
Down -5.03% 28.08 -4.35% 28.28 4.69% 26.0 30.16
2W Opportunity: SELL-ACTIVE
returns: 13.66% (13.5%), p.close: 29.57
entry: 33.56, exit: 33.87, min.ret: -0.92%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.58% 29.4 -1.13% 29.24 7.84% 25.92 32.88
Up 4.06% 30.77 2.54% 30.32 4.41% 28.81 32.73
Down -5.42% 27.97 -4.84% 28.14 4.46% 25.99 29.95
2W Opportunity: SELL-ACTIVE
returns: 13.66% (10.68%), p.close: 29.57
entry: 32.73, exit: 32.88, min.ret: -0.46%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.42% 29.69 0.83% 29.82 6.93% 26.62 32.77
Up 4.85% 31.0 2.86% 30.42 4.71% 28.91 33.1
Down -4.42% 28.26 -3.99% 28.39 3.97% 26.5 30.02
2W Opportunity: SELL-ACTIVE
returns: 13.66% (11.92%), p.close: 29.57
entry: 33.1, exit: 32.77, min.ret: 0.99%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.17% 29.92 0.87% 29.83 6.99% 26.81 33.02
Up 5.51% 31.2 3.59% 30.63 5.5% 28.76 33.64
Down -4.07% 28.37 -3.87% 28.43 3.62% 26.76 29.97
2W Opportunity: SELL-APPROACHING
returns: 13.66% (13.76%), p.close: 29.57
entry: 33.64, exit: 33.02, min.ret: 1.85%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -1.23% 31.07 -0.92% 31.17 6.85% 27.84 34.3
Up 4.12% 32.76 4.41% 32.85 2.95% 31.36 34.15
Down -9.39% 28.5 -9.45% 28.49 2.88% 27.14 29.87
1M Opportunity: SELL-APPROACHING
returns: 6.83% (8.55%), p.close: 31.46
entry: 34.15, exit: 34.3, min.ret: -0.45%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.41% 30.7 -1.5% 30.99 9.9% 26.03 35.37
Up 4.9% 33.0 3.51% 32.56 4.27% 30.99 35.02
Down -9.68% 28.41 -9.16% 28.58 5.62% 25.76 31.07
1M Opportunity: SELL-APPROACHING
returns: 6.83% (11.31%), p.close: 31.46
entry: 35.02, exit: 35.37, min.ret: -1.02%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.15% 31.41 1.01% 31.78 9.31% 27.02 35.81
Up 6.34% 33.46 5.45% 33.17 5.11% 31.05 35.87
Down -7.44% 29.12 -7.42% 29.12 5.39% 26.58 31.66
1M Opportunity: SELL-APPROACHING
returns: 6.83% (14.0%), p.close: 31.46
entry: 35.87, exit: 35.81, min.ret: 0.17%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.34% 32.2 3.36% 32.52 9.15% 27.88 36.52
Up 8.43% 34.11 6.78% 33.59 7.11% 30.76 37.46
Down -5.78% 29.64 -5.23% 29.82 4.83% 27.36 31.92
1M Opportunity:
returns: 6.83% (19.09%), p.close: 31.46
entry: 37.46, exit: 36.52, min.ret: 2.53%
Using: 1M trend, 0 Days Left

RM's symbol current price is 33.61 (0.18%) as on . Yesterday's close was 33.55. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 73.73% 80.0% 77.27% 62.12% 62.88% 59.13% 60.45%
Open-Low (> 1.0%) 60.13% 60.0% 63.64% 56.06% 56.82% 58.33% 61.77%
Open-Close-Up (> 0.5%) 53.37% 60.0% 54.55% 43.94% 45.45% 38.1% 40.08%
Open-Close-Down (> 0.5%) 27.02% 20.0% 27.27% 34.85% 37.12% 39.68% 41.14%
Low-Close-Up (> 1.0%) 78.35% 80.0% 86.36% 69.7% 68.18% 60.71% 63.49%
High-Close-Down (> 1.0%) 74.44% 80.0% 72.73% 69.7% 68.18% 66.27% 64.02%

RM's symbol win percent is computed basis data from date

Associated Tags