Insights for Reinsurance Group of America, Inc.
New York Stock Exchange: RGA
09 - Losing Steam - less profitable & can fund turnaround

Industry: Insurance
Based on PEG Ratio: Unknown
Today's Price
updated on:
187.31 (-2.37%)
Open 186.0 (0.7%)
High (Upside %) 187.525 (0.11%)
Low (Downside %) 181.53 (3.18%)
P. Close 191.86 (-2.37%)
Open-High % 0.82%
Open-Low % 2.4%
Low-High % 3.3%
Previous Data

RGA is a Stock listed in the US on the New York Stock Exchange under the ticker 'RGA'

Company Summary

Business Units or Product Lines

Reinsurance Group of America, Inc. (RGA) operates primarily in traditional life reinsurance, asset-intensive reinsurance, and financial solutions. Traditional life reinsurance covers mortality, morbidity, and longevity risks. Asset-intensive reinsurance involves annuities and critical illness products. Financial solutions include longevity swaps, capital-motivated reinsurance, and run-off solutions.

Business Models for Each Product Line

RGA generates revenue by providing reinsurance services to life and health insurance companies. For traditional life reinsurance, the company earns premiums in exchange for assuming part of the risk. In asset-intensive reinsurance, revenue comes from margins between investment returns and the obligations of underlying annuity or insurance contracts. Financial solutions generate income through fees and reinsurance premiums. Major expenses include claims paid, administrative expenses, and reserves for policy liabilities.

Future Opportunities for Growth

Growth opportunities for RGA include expanding its footprint in emerging markets where life insurance penetration is low, increasing the adoption of financial reinsurance solutions, leveraging technology for risk assessment and underwriting, and expanding its presence in the longevity insurance sector and growing demand for pension risk transfer solutions.

Potential Major Risks

Major risks include adverse mortality or morbidity trends that could lead to higher than expected claim expenses, interest rate fluctuations affecting investment income and policyholder obligations, regulatory changes impacting operations and capital requirements, competition from other reinsurers, and challenges related to accurately pricing complex reinsurance solutions.

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Also read: https://finance.yahoo.com/RGA/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display EBITDA-Actual EBITDA Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
12.21 B 12210000000.0 12.21 13.92 B 13920000000.0 13.92 17.21 8.03 0.56 1.13 0.63 3.24% 5.93% 0.74% 7.21% 22.11 B 22110000000.0 22.11 4.70% 1.33 B 1330000000.0 1.33 10.73 -6.30% 3.69 B 3690000000.0 3.69 5.04 B 5040000000.0 5.04 0.4623 1.33 9.37 B 9370000000.0 9.37 1.75 B 1750000000.0 1.75 0.31% 99.85%

source:https://finance.yahoo.com/RGA/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 12.5% 4.0% (194.8) 8.5% (203.23) 24.38% (232.97) 24.83% (233.81) 24.83% (233.81) 24.83% (233.81) 24.83% (233.81)
Downside % (low) 12.03% 2.75% (182.15) 14.98% (159.25) 14.98% (159.25) 14.98% (159.25) 14.98% (159.25) 44.23% (104.46) 70.43% (55.39)
Spread % 0.47% 1.24% -6.48% 9.4% 9.84% 9.84% -19.41% -45.6%

RGA's price used for computing the stats is 187.31 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose -1.72% 3.33% 5.15% -7.09% -16.33% -13.59% -1.94% 61.11% 101.37%
Last Price 187.31 187.31 187.31 187.31 187.31 187.31 187.31 187.31 187.31
Trend-Previous Close 190.59 181.28 178.14 201.61 223.86 216.77 191.01 116.26 93.02

RGA's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 3.73% 188.04 3.67% 187.94 1.37% 184.32 191.76
Up 4.22% 188.93 3.7% 187.99 1.03% 186.13 191.73
Down -0.64% 180.11 -0.63% 180.14 0.76% 178.05 182.18
5D Opportunity:
returns: 3.33% (5.76%), p.close: 181.28
entry: 191.73, exit: 191.76, min.ret: -0.02%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.31% 189.09 4.28% 189.05 2.62% 181.96 196.21
Up 4.79% 189.96 4.3% 189.07 2.4% 183.44 196.49
Down -0.78% 179.87 0% 181.28 1.46% 175.89 183.85
5D Opportunity:
returns: 3.33% (8.39%), p.close: 181.28
entry: 196.49, exit: 196.21, min.ret: 0.14%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.65% 180.1 1.77% 184.49 7.05% 160.91 199.28
Up 3.18% 187.05 3.42% 187.47 2.69% 179.72 194.37
Down -4.16% 173.74 -1.57% 178.44 5.57% 158.6 188.87
5D Opportunity: SELL-APPROACHING
returns: 3.33% (7.22%), p.close: 181.28
entry: 194.37, exit: 199.28, min.ret: -2.52%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.09% 179.3 0.13% 181.52 5.65% 163.93 194.67
Up 2.21% 185.28 1.64% 184.26 2.17% 179.39 191.17
Down -3.59% 174.77 -1.67% 178.25 4.58% 162.32 187.22
5D Opportunity: SELL-APPROACHING
returns: 3.33% (5.46%), p.close: 181.28
entry: 191.17, exit: 194.67, min.ret: -1.83%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.4% 180.56 0.17% 181.58 4.62% 168.01 193.12
Up 2.01% 184.93 1.25% 183.55 2.12% 179.17 190.69
Down -2.66% 176.47 -1.38% 178.78 3.59% 166.69 186.24
5D Opportunity: SELL-APPROACHING
returns: 3.33% (5.19%), p.close: 181.28
entry: 190.69, exit: 193.12, min.ret: -1.27%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.1% 181.47 0.46% 182.11 4.14% 170.21 192.73
Up 2.01% 184.93 1.45% 183.91 2.01% 179.47 190.39
Down -2.07% 177.53 -0.96% 179.55 3.24% 168.72 186.33
5D Opportunity: SELL-APPROACHING
returns: 3.33% (5.03%), p.close: 181.28
entry: 190.39, exit: 192.73, min.ret: -1.23%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 2.3% 182.24 5.23% 187.45 8.13% 160.51 203.97
Up 5.6% 188.11 6.22% 189.23 4.75% 175.4 200.81
Down -6.24% 167.02 -3.47% 171.95 6.89% 148.62 185.42
2W Opportunity:
returns: 5.15% (12.73%), p.close: 178.14
entry: 200.81, exit: 203.97, min.ret: -1.57%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.5% 175.47 0.35% 178.76 8.94% 151.58 199.37
Up 4.5% 186.15 5.03% 187.1 3.83% 175.92 196.38
Down -7.06% 165.56 -3.47% 171.95 7.13% 146.51 184.6
2W Opportunity: SELL-APPROACHING
returns: 5.15% (10.24%), p.close: 178.14
entry: 196.38, exit: 199.37, min.ret: -1.52%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.32% 174.01 -1.07% 176.23 7.48% 154.03 194.0
Up 3.06% 183.59 1.79% 181.32 3.02% 175.51 191.67
Down -6.19% 167.11 -4.87% 169.46 5.88% 151.4 182.81
2W Opportunity: SELL-APPROACHING
returns: 5.15% (7.59%), p.close: 178.14
entry: 191.67, exit: 194.0, min.ret: -1.21%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.92% 176.51 -0.22% 177.74 6.46% 159.23 193.78
Up 2.95% 183.4 1.7% 181.17 3.0% 175.39 191.41
Down -4.48% 170.15 -2.88% 173.01 4.91% 157.02 183.28
2W Opportunity: SELL-APPROACHING
returns: 5.15% (7.45%), p.close: 178.14
entry: 191.41, exit: 193.78, min.ret: -1.24%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.18% 178.47 0.65% 179.3 5.73% 163.16 193.78
Up 3.18% 183.8 2.4% 182.41 2.87% 176.15 191.46
Down -3.4% 172.07 -1.66% 175.18 4.39% 160.34 183.81
2W Opportunity: SELL-APPROACHING
returns: 5.15% (7.48%), p.close: 178.14
entry: 191.46, exit: 193.78, min.ret: -1.21%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -4.51% 192.51 -3.27% 195.01 3.71% 181.28 203.74
Up 3.98% 209.64 4.45% 210.58 2.72% 201.42 217.86
Down -10.75% 179.94 -11.69% 178.04 3.29% 169.98 189.9
1M Opportunity:
returns: -7.09% (-15.69%), p.close: 201.61
entry: 169.98, exit: 181.28, min.ret: 6.65%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -4.64% 192.25 -4.7% 192.13 7.8% 168.66 215.84
Up 4.15% 209.98 3.62% 208.9 3.18% 200.38 219.59
Down -9.46% 182.55 -9.84% 181.78 5.73% 165.21 199.88
1M Opportunity:
returns: -7.09% (-18.05%), p.close: 201.61
entry: 165.21, exit: 168.66, min.ret: 2.08%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.34% 196.88 -2.81% 195.95 7.32% 174.76 219.01
Up 3.93% 209.54 3.23% 208.13 3.31% 199.53 219.54
Down -7.33% 186.83 -6.6% 188.31 5.39% 170.55 203.12
1M Opportunity:
returns: -7.09% (-15.41%), p.close: 201.61
entry: 170.55, exit: 174.76, min.ret: 2.47%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.06% 201.74 -1.13% 199.33 6.96% 180.69 222.79
Up 4.8% 211.29 4.37% 210.42 3.95% 199.33 223.24
Down -5.58% 190.36 -3.99% 193.56 5.06% 175.05 205.67
1M Opportunity: BUY-APPROACHING
returns: -7.09% (-13.18%), p.close: 201.61
entry: 175.05, exit: 180.69, min.ret: 3.23%
Using: 1M trend, 0 Days Left

RGA's symbol current price is 187.31 (-1.72%) as on . Yesterday's close was 190.59. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 57.96% 60.0% 63.64% 53.03% 44.7% 39.68% 41.93%
Open-Low (> 1.0%) 66.39% 80.0% 63.64% 54.55% 46.21% 42.06% 40.74%
Open-Close-Up (> 0.5%) 41.22% 40.0% 50.0% 34.85% 31.06% 32.54% 35.85%
Open-Close-Down (> 0.5%) 26.12% 20.0% 27.27% 33.33% 32.58% 32.94% 32.8%
Low-Close-Up (> 1.0%) 74.08% 80.0% 81.82% 63.64% 51.52% 45.24% 43.65%
High-Close-Down (> 1.0%) 43.94% 40.0% 45.45% 50.0% 46.97% 38.89% 39.55%

RGA's symbol win percent is computed basis data from date