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Insights for 360 DigiTech, Inc.
NASDAQ: QFIN
08 - Losing Steam - very profitable & can fund turnaround
Sector: Financial Services & Legal
Industry: Lending Platforms
Based on PEG Ratio: Unknown
Today's Price
updated on: 		40.49 (-1.08%)
Open 40.04 (1.12%)
High (Upside %) 40.805 (0.78%)
Low (Downside %) 39.9 (1.48%)
P. Close 40.93 (-1.08%)
Open-High % 1.91%
Open-Low % 0.35%
Low-High % 2.27%
Previous Data

QFIN is a Stock listed in the US on the NASDAQ under the ticker 'QFIN'

Company Summary

Business Units or Product Lines

360 DigiTech, Inc. primarily operates two business units: 1) a fintech platform that connects borrowers with financial institutions and 2) a risk management service known as the risk management SaaS product, providing advanced risk management capabilities to financial institutions.

Business Models for Each Product Line

The fintech platform generates revenue by charging service fees to financial institutions for customer acquisition, credit assessment, and risk management services. Major expenses include technology development, marketing, and administrative costs. The risk management SaaS product generates subscription or usage-based fees from financial institutions seeking to leverage its proprietary algorithms and data analytics for credit risk assessments.

Future Opportunities for Growth

Growth opportunities include expanding partnerships with more financial institutions, incorporating advanced technologies like AI and machine learning to enhance risk assessment, exploring international markets, and introducing new financial products and services to a growing user base.

Potential Major Risks

Major risks involve regulatory changes in China's fintech sector that could impact operations, competition from other fintech providers, cybersecurity threats, and fluctuations in the credit market that may affect loan volumes and defaults.

Learn More about 360 DigiTech, Inc.: Company Insights by Algobear (ChatGPT);

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Also read: https://finance.yahoo.com/QFIN/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display EBITDA-Actual EBITDA Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
5.23 B 5230000000.0 5.23 nan B 6.32 2.82 1.51 2.85 36.49% 49.12% 10.65% 27.02% 17.17 B 17170000000.0 17.17 -0.30% 8.08 B 8080000000.0 8.08 5.59 72.40% 7.85 B 7850000000.0 7.85 1.65 B 1650000000.0 1.65 0.0681 2.45 9.34 B 9340000000.0 9.34 2.77 B 2770000000.0 2.77 1.80% 78.01%

source:https://finance.yahoo.com/QFIN/key-statistics

Reading Information

source:https://finance.yahoo.com/QFIN/key-statistics

source:https://www.google.com/finance/quote/QFIN:NASDAQ

source:https://finance.yahoo.com/QFIN/analysis

source:https://finance.yahoo.com/QFIN/fair-value

source:https://www.nasdaq.com/market-activity/stocks/QFIN/price-earnings-peg-ratios

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 14.54% 2.96% (41.69) 20.87% (48.94) 20.87% (48.94) 20.87% (48.94) 20.87% (48.94) 20.87% (48.94) 20.87% (48.94)
Downside % (low) 19.3% 13.76% (34.92) 16.03% (34) 16.03% (34) 28.01% (29.15) 55.22% (18.13) 76.61% (9.47) 84.27% (6.37)
Spread % -4.76% -10.79% 4.84% 4.84% -7.14% -34.35% -55.74% -63.4%

QFIN's price used for computing the stats is 40.49 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose -1.08% 14.61% 10.24% -8.46% 3.87% 22.81% 118.75% 185.54%
Last Price 40.49 40.49 40.49 40.49 40.49 40.49 40.49 40.49 40.49
Trend-Previous Close 40.93 35.33 36.73 44.23 38.98 32.97 18.51 14.18 None

QFIN's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 5.06% 37.12 1.16% 35.74 8.52% 32.6 41.64
Up 7.41% 37.95 6.6% 37.66 7.0% 34.24 41.66
Down -4.72% 33.66 -3.31% 34.16 3.86% 31.62 35.71
5D Opportunity: SELL-APPROACHING
returns: 14.61% (17.92%), p.close: 35.33
entry: 41.66, exit: 41.64, min.ret: 0.06%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.11% 36.43 0.24% 35.41 7.28% 32.57 40.29
Up 6.32% 37.56 6.08% 37.48 5.24% 34.78 40.34
Down -3.54% 34.08 -3.09% 34.24 3.35% 32.31 35.85
5D Opportunity: SELL-ACTIVE
returns: 14.61% (14.18%), p.close: 35.33
entry: 40.34, exit: 40.29, min.ret: 0.13%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.96% 34.28 -1.45% 34.82 10.09% 28.94 39.63
Up 4.66% 36.97 4.17% 36.8 4.47% 34.6 39.35
Down -7.11% 32.82 -4.19% 33.85 7.17% 29.02 36.62
5D Opportunity: SELL-ACTIVE
returns: 14.61% (11.36%), p.close: 35.33
entry: 39.35, exit: 39.63, min.ret: -0.72%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.63% 35.55 0.3% 35.44 8.51% 31.04 40.07
Up 5.64% 37.32 5.05% 37.11 5.02% 34.66 39.98
Down -4.55% 33.72 -3.16% 34.21 5.11% 31.01 36.43
5D Opportunity: SELL-ACTIVE
returns: 14.61% (13.17%), p.close: 35.33
entry: 39.98, exit: 40.07, min.ret: -0.21%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.97% 35.67 0.52% 35.52 7.2% 31.86 39.49
Up 4.94% 37.08 4.28% 36.84 4.71% 34.58 39.57
Down -3.64% 34.04 -2.59% 34.42 4.18% 31.83 36.26
5D Opportunity: SELL-ACTIVE
returns: 14.61% (12.01%), p.close: 35.33
entry: 39.57, exit: 39.49, min.ret: 0.21%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.74% 35.95 1.07% 35.71 6.71% 32.39 39.5
Up 4.76% 37.01 3.49% 36.56 4.82% 34.46 39.57
Down -2.74% 34.36 -1.91% 34.65 3.45% 32.53 36.19
5D Opportunity: SELL-ACTIVE
returns: 14.61% (12.0%), p.close: 35.33
entry: 39.57, exit: 39.5, min.ret: 0.16%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall -5.5% 34.71 -9.84% 33.12 13.53% 27.26 42.16
Up 4.86% 38.51 2.85% 37.78 4.82% 35.86 41.17
Down -11.98% 32.33 -13.19% 31.89 8.82% 27.47 37.19
2W Opportunity: SELL-APPROACHING
returns: 10.24% (12.08%), p.close: 36.73
entry: 41.17, exit: 42.16, min.ret: -2.42%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -5.94% 34.55 -6.37% 34.39 13.53% 27.09 42.0
Up 6.23% 39.02 4.17% 38.26 5.79% 35.82 42.21
Down -11.17% 32.63 -7.42% 34.01 8.82% 27.77 37.49
2W Opportunity: SELL-APPROACHING
returns: 10.24% (14.92%), p.close: 36.73
entry: 42.21, exit: 42.0, min.ret: 0.49%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.02% 37.1 3.63% 38.06 11.24% 30.91 43.3
Up 8.18% 39.74 7.4% 39.45 5.76% 36.56 42.91
Down -6.39% 34.38 -4.06% 35.24 6.76% 30.66 38.11
2W Opportunity: SELL-APPROACHING
returns: 10.24% (16.82%), p.close: 36.73
entry: 42.91, exit: 43.3, min.ret: -0.91%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.71% 37.36 1.76% 37.38 9.63% 32.05 42.66
Up 7.26% 39.4 5.97% 38.92 6.1% 36.03 42.76
Down -5.26% 34.8 -3.97% 35.27 5.5% 31.77 37.83
2W Opportunity: SELL-APPROACHING
returns: 10.24% (16.41%), p.close: 36.73
entry: 42.76, exit: 42.66, min.ret: 0.22%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.34% 37.96 1.91% 37.43 9.75% 32.59 43.33
Up 7.59% 39.52 5.61% 38.79 7.2% 35.55 43.49
Down -3.91% 35.3 -2.96% 35.64 4.57% 32.78 37.81
2W Opportunity: SELL-APPROACHING
returns: 10.24% (18.39%), p.close: 36.73
entry: 43.49, exit: 43.33, min.ret: 0.36%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -4.69% 42.15 -8.68% 40.39 13.55% 33.17 51.14
Up 13.98% 50.41 16.27% 51.43 7.24% 45.61 55.22
Down -13.05% 38.46 -11.7% 39.05 7.73% 33.33 43.59
1M Opportunity:
returns: -8.46% (-24.64%), p.close: 44.23
entry: 33.33, exit: 33.17, min.ret: -0.49%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.53% 45.35 4.85% 46.37 11.21% 37.91 52.79
Up 12.48% 49.75 11.12% 49.15 6.13% 45.68 53.82
Down -7.9% 40.73 -5.81% 41.66 6.62% 36.34 45.13
1M Opportunity: BUY-APPROACHING
returns: -8.46% (-17.84%), p.close: 44.23
entry: 36.34, exit: 37.91, min.ret: 4.32%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 6.12% 46.94 5.69% 46.75 12.03% 38.96 54.92
Up 13.59% 50.24 11.73% 49.42 8.19% 44.81 55.68
Down -6.51% 41.35 -5.34% 41.87 5.96% 37.39 45.31
1M Opportunity: BUY-APPROACHING
returns: -8.46% (-15.46%), p.close: 44.23
entry: 37.39, exit: 38.96, min.ret: 4.18%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 7.48% 47.54 4.84% 46.37 12.31% 39.38 55.7
Up 13.33% 50.13 10.45% 48.85 10.14% 43.4 56.85
Down -5.09% 41.98 -4.11% 42.41 4.99% 38.67 45.29
1M Opportunity: BUY-APPROACHING
returns: -8.46% (-12.58%), p.close: 44.23
entry: 38.67, exit: 39.38, min.ret: 1.83%
Using: 1M trend, 0 Days Left

QFIN's symbol current price is 40.49 (-1.08%) as on . Yesterday's close was 40.93. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 76.51% 80.0% 77.27% 72.73% 66.67% 68.25% 70.11%
Open-Low (> 1.0%) 66.79% 60.0% 68.18% 77.27% 72.73% 63.49% 66.93%
Open-Close-Up (> 0.5%) 40.25% 40.0% 40.91% 39.39% 39.39% 42.06% 43.25%
Open-Close-Down (> 0.5%) 43.52% 40.0% 45.45% 48.48% 44.7% 37.7% 40.87%
Low-Close-Up (> 1.0%) 66.36% 60.0% 68.18% 75.76% 68.18% 65.48% 68.78%
High-Close-Down (> 1.0%) 91.66% 100% 95.45% 80.3% 71.97% 65.48% 69.84%

QFIN's symbol win percent is computed basis data from date

Associated Tags