Insights for OppFi Inc.
New York Stock Exchange: OPFI
06 - Growing & Well-Funded but Loss-Making

Based on PEG Ratio: Unknown
Today's Price
updated on:
11.42 (2.42%)
Open 11.28 (1.24%)
High (Upside %) 11.46 (0.35%)
Low (Downside %) 10.97 (4.1%)
P. Close 11.15 (2.42%)
Open-High % 1.6%
Open-Low % 2.75%
Low-High % 4.47%
Active Buy Quantity 0
Active Sell Quantity 0
% Overtraded
Current Mood bearish
Previous Data
data from:
Open-High % 1.18%
Open-Low % 1.89%
Low-High % 3.13%
Open-Close % 0.81%
Low-Close % 2.76%
High-Close % 0.36%

OPFI is a Stock listed in the US on the New York Stock Exchange under the ticker 'OPFI'

Company Summary

Business Units or Product Lines

OppFi Inc. primarily operates in the financial technology sector, providing accessible personal lending through its proprietary technology platform. The main product lines include OppLoans, OppFi Card, and SalaryTap.

Business Models for Each Product Line

OppFi generates revenue primarily through interest and fees from its lending products. OppLoans offers personal loans targeting subprime consumers, generating revenue from interest payments and origination fees. The OppFi Card is a credit card product that earns from interchange fees and interest. SalaryTap is a payroll-linked installment loan product, with revenue from employer partnerships and interest. Major expenses for OppFi include technology development, customer acquisition, and credit losses.

Future Opportunities for Growth

OppFi can expand by increasing its customer base in underbanked markets, leveraging data analytics to enhance credit decisioning, and exploring partnerships with financial institutions. The growth of digital banking trends also presents opportunities for product diversification and geographical expansion.

Potential Major Risks

Potential risks include regulatory changes affecting the subprime lending market, increased competition in the fintech sector, higher-than-expected credit losses, and changes in consumer borrowing behavior.

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Also read: https://finance.yahoo.com/OPFI/profile

Predicted Prices
Key Low (open) Low (high) Close-Down (open) Close-Down (high) Close-Up (open) Close-Up (low) High (open) High (low)
Low Volatility 11.24
42.44% hit
11.19
55.09% hit
11.12
21.05% hit
11.43
45.5% hit
11.33
13.58% hit
11.06
48.22% hit
11.33
43.63% hit
11.24
55.09% hit
Average Volatility 11.01
32.09% hit
10.94
34.38% hit
10.99
16.47% hit
11.25
34.38% hit
11.55
15.79% hit
11.3
31.66% hit
11.56
30.05% hit
11.49
34.38% hit
High Volatility 10.47
3.99% hit
10.35
3.48% hit
10.71
3.82% hit
10.79
4.24% hit
12.0
3.65% hit
11.79
4.33% hit
12.09
3.57% hit
12.15
3.48% hit

OPFI's predicted prices using open from of 11.28 and data until date . Current Price is 11.42

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
960.0 mn 959493952.0 0.96 790.0 mn 789060224.0 0.79 12.35 2.99 22.94 2.46 -10.44% 49.49% 12.5% 37.15% 320.0 mn 320831008.0 0.32 20.3% nan B -1.36 50.0 mn 45227000.0 0.05 320.0 mn 318280000.0 0.32 1.462 19.57 350.0 mn 351431008.0 0.35 nan B 6.31% 55.83%

source:https://finance.yahoo.com/OPFI/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 10.28% -2.01% (11.19) -2.01% (11.19) 31.61% (15.0301) 31.61% (15.0301) 55.24% (17.7281) 55.24% (17.7281) 55.24% (17.7281)
Downside % (low) 20.65% 12.17% (10.03) 18.39% (9.32) 18.39% (9.32) 33.98% (7.54) 63.57% (4.16) 85.11% (1.7) 85.11% (1.7)
Spread % -10.37% -14.19% -20.4% 13.22% -2.36% -8.34% -29.88% -29.88%

OPFI's price used for computing the stats is 11.42 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 2.42% 9.07% 11.85% 6.13% -18.02% 17.85% 173.21% 335.88%
Last Price 11.42 11.42 11.42 11.42 11.42 11.42 11.42 11.42 11.42
Trend-Previous Close 11.15 10.47 10.21 10.76 13.93 9.69 4.18 2.62 None

OPFI's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 2.78% 10.76 1.46% 10.62 2.83% 10.32 11.2
Up 3.41% 10.83 3.56% 10.84 2.52% 10.43 11.22
Down -1.9% 10.27 -2.49% 10.21 1.12% 10.09 10.45
5D Opportunity: SELL-ACTIVE
returns: 9.07% (7.19%), p.close: 10.47
entry: 11.22, exit: 11.2, min.ret: 0.16%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.98% 10.68 2.75% 10.76 3.32% 10.16 11.2
Up 3.31% 10.82 2.95% 10.78 2.49% 10.43 11.21
Down -1.71% 10.29 -1.36% 10.33 1.78% 10.01 10.57
5D Opportunity: SELL-ACTIVE
returns: 9.07% (7.05%), p.close: 10.47
entry: 11.21, exit: 11.2, min.ret: 0.09%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.0% 10.47 1.79% 10.66 5.58% 9.59 11.35
Up 3.78% 10.87 2.75% 10.76 3.9% 10.25 11.48
Down -3.37% 10.12 -2.53% 10.2 3.66% 9.54 10.69
5D Opportunity: SELL-APPROACHING
returns: 9.07% (9.64%), p.close: 10.47
entry: 11.48, exit: 11.35, min.ret: 1.15%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.63% 10.3 -2.74% 10.18 8.06% 9.03 11.57
Up 3.85% 10.87 1.79% 10.66 4.98% 10.09 11.66
Down -5.28% 9.92 -4.2% 10.03 4.78% 9.17 10.67
5D Opportunity: SELL-APPROACHING
returns: 9.07% (11.32%), p.close: 10.47
entry: 11.66, exit: 11.57, min.ret: 0.77%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.73% 10.55 0.83% 10.56 9.12% 9.11 11.98
Up 5.67% 11.06 4.11% 10.9 6.07% 10.11 12.02
Down -4.69% 9.98 -3.56% 10.1 4.65% 9.25 10.71
5D Opportunity: SELL-APPROACHING
returns: 9.07% (14.78%), p.close: 10.47
entry: 12.02, exit: 11.98, min.ret: 0.33%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.51% 10.73 1.6% 10.64 11.68% 8.9 12.57
Up 7.5% 11.25 5.07% 11.0 8.82% 9.87 12.64
Down -4.58% 9.99 -3.04% 10.15 5.1% 9.19 10.79
5D Opportunity: SELL-APPROACHING
returns: 9.07% (20.73%), p.close: 10.47
entry: 12.64, exit: 12.57, min.ret: 0.58%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 4.39% 10.66 5.88% 10.81 5.07% 9.88 11.44
Up 7.08% 10.93 8.33% 11.06 4.16% 10.3 11.57
Down -2.04% 10.0 -0.44% 10.16 3.26% 9.5 10.5
2W Opportunity: SELL-APPROACHING
returns: 11.85% (13.32%), p.close: 10.21
entry: 11.57, exit: 11.44, min.ret: 1.16%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.28% 10.18 -0.61% 10.15 6.65% 9.16 11.2
Up 5.51% 10.77 5.9% 10.81 4.59% 10.07 11.48
Down -5.43% 9.66 -4.86% 9.71 4.91% 8.9 10.41
2W Opportunity: SELL-APPROACHING
returns: 11.85% (12.4%), p.close: 10.21
entry: 11.48, exit: 11.2, min.ret: 2.41%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -3.24% 9.88 -4.2% 9.78 8.94% 8.51 11.25
Up 5.23% 10.74 3.91% 10.61 5.55% 9.89 11.59
Down -8.43% 9.35 -8.59% 9.33 5.82% 8.46 10.24
2W Opportunity: SELL-APPROACHING
returns: 11.85% (13.56%), p.close: 10.21
entry: 11.59, exit: 11.25, min.ret: 2.98%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.96% 10.31 0.37% 10.25 12.45% 8.4 12.21
Up 8.82% 11.11 6.92% 10.92 8.4% 9.82 12.4
Down -7.49% 9.45 -6.62% 9.53 6.34% 8.47 10.42
2W Opportunity: SELL-APPROACHING
returns: 11.85% (21.42%), p.close: 10.21
entry: 12.4, exit: 12.21, min.ret: 1.48%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.87% 10.71 3.83% 10.6 16.99% 8.11 13.31
Up 12.67% 11.5 9.65% 11.2 12.65% 9.57 13.44
Down -7.04% 9.49 -4.99% 9.7 7.29% 8.37 10.61
2W Opportunity:
returns: 11.85% (31.65%), p.close: 10.21
entry: 13.44, exit: 13.31, min.ret: 0.98%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -6.11% 10.1 -5.96% 10.12 6.32% 9.08 11.12
Up 3.37% 11.12 2.06% 10.98 3.76% 10.51 11.73
Down -12.16% 9.45 -12.19% 9.45 3.47% 8.89 10.01
1M Opportunity: SELL-APPROACHING
returns: 6.13% (9.01%), p.close: 10.76
entry: 11.73, exit: 11.12, min.ret: 5.18%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -5.67% 10.15 -5.61% 10.16 12.77% 8.09 12.21
Up 8.15% 11.64 5.25% 11.32 7.87% 10.37 12.91
Down -12.9% 9.37 -11.88% 9.48 7.6% 8.15 10.6
1M Opportunity:
returns: 6.13% (19.96%), p.close: 10.76
entry: 12.91, exit: 12.21, min.ret: 5.4%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.27% 10.73 -4.83% 10.24 22.55% 7.09 14.37
Up 14.09% 12.28 9.66% 11.8 15.2% 9.82 14.73
Down -13.72% 9.28 -12.31% 9.44 10.51% 7.59 10.98
1M Opportunity:
returns: 6.13% (36.9%), p.close: 10.76
entry: 14.73, exit: 14.37, min.ret: 2.44%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 11.31% 11.98 3.26% 11.11 30.23% 7.1 16.85
Up 24.44% 13.39 16.67% 12.55 25.13% 9.33 17.45
Down -10.44% 9.64 -8.46% 9.85 9.71% 8.07 11.2
1M Opportunity:
returns: 6.13% (62.14%), p.close: 10.76
entry: 17.45, exit: 16.85, min.ret: 3.39%
Using: 1M trend, 0 Days Left

OPFI's symbol current price is 11.42 (2.42%) as on . Yesterday's close was 11.15. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 70.68% 80.0% 63.64% 63.64% 67.42% 68.25% 72.22%
Open-Low (> 1.0%) 69.06% 60.0% 68.18% 83.33% 80.3% 81.35% 73.94%
Open-Close-Up (> 0.5%) 59.51% 80.0% 54.55% 34.85% 41.67% 41.67% 42.33%
Open-Close-Down (> 0.5%) 31.69% 20.0% 31.82% 48.48% 43.18% 46.43% 44.84%
Low-Close-Up (> 1.0%) 89.19% 100% 86.36% 75.76% 84.09% 80.16% 75.93%
High-Close-Down (> 1.0%) 49.32% 20.0% 63.64% 74.24% 71.21% 75.79% 77.25%

OPFI's symbol win percent is computed basis data from date