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Insights for LexinFintech Holdings Ltd.
NASDAQ: LX
04 - Tracking Well with Low profitability
Sector: Financial Services & Legal
Industry: Lending Platforms
Based on PEG Ratio: Unknown
Today's Price
updated on: 		8.23 (-1.44%)
Open 8.2 (0.37%)
High (Upside %) 8.3 (0.85%)
Low (Downside %) 8.0 (2.88%)
P. Close 8.35 (-1.44%)
Open-High % 1.22%
Open-Low % 2.44%
Low-High % 3.75%
Previous Data

LX is a Stock listed in the US on the NASDAQ under the ticker 'LX'

Company Summary

Business Units or Product Lines

LexinFintech Holdings Ltd. operates through several product lines such as installment-based financing and loan facilitation services, specifically targeting China's young professional demographic. Their primary products include Fenqile, a consumer finance platform offering installment purchase and consumer loans, and Juzi Licai, an investment platform. The company also provides technology-driven lending solutions through its sophisticated risk management systems.

Business Models for Each Product Line

LexinFintech generates revenue primarily from interest income on loans, fees from loan facilitation, and technology-driven services. The Fenqile platform earns revenue through interest on financing products and merchant partnerships. Juzi Licai generates revenue by charging fees on investment products. Major expenses include technology development, marketing, credit losses, and regulatory compliance costs.

Future Opportunities for Growth

Growth opportunities for LexinFintech include expanding its services beyond consumer finance to encompass a broader suite of financial products, leveraging big data and AI to enhance its risk management and credit scoring capabilities, and expanding its user base amongst China's growing middle-class demographic. The company also has potential to form strategic partnerships with other financial institutions to increase its service offerings.

Potential Major Risks

Risks facing LexinFintech include regulatory scrutiny and changes within the Chinese financial services sector, which could affect its business operations. Economic downturns or shifts in consumer behavior could impact loan repayment rates. Additionally, cyber-security threats and competition from other fintech companies and traditional banks could pressure margins and affect profitability.

Learn More about LexinFintech Holdings Ltd.: Company Insights by Algobear (ChatGPT);

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Are analysts bullish on LexinFintech Holdings Ltd.? Please show it in a table format. (LX:Nasdaq)

Also read: https://finance.yahoo.com/LX/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Enterprise Value/EBITDA Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display EBITDA-Actual EBITDA Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
1.15 B 1150000000.0 1.15 1.55 B 1550000000.0 1.55 7.97 2.35 0.62 0.79 0.81 8.41 7.75% 15.40% 6.30% 10.76% 14.2 B 14200000000.0 14.2 4.30% 2.4 B 2400000000.0 2.4 0.88 2898.70% 2.33 B 2330000000.0 2.33 5.29 B 5290000000.0 5.29 0.4926 1.87 1.08 B 1080000000.0 1.08 -150.0 mn -149650000.0 -0.15 3.12% 46.76%

source:https://finance.yahoo.com/LX/key-statistics

Reading Information

source:https://finance.yahoo.com/LX/key-statistics

source:https://www.google.com/finance/quote/LX:NASDAQ

source:https://finance.yahoo.com/LX/analysis

source:https://finance.yahoo.com/LX/fair-value

source:https://www.nasdaq.com/market-activity/stocks/LX/price-earnings-peg-ratios

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 28.73% 1.94% (8.39) 41.37% (11.635) 41.37% (11.635) 41.37% (11.635) 41.37% (11.635) 41.37% (11.635) 143.01% (20)
Downside % (low) 30.94% 21.2% (6.485) 24.54% (6.21) 24.54% (6.21) 68.1% (2.625) 80.92% (1.57) 84.69% (1.26) 86.94% (1.075)
Spread % -2.2% -19.26% 16.83% 16.83% -26.73% -39.55% -43.32% 56.08%

LX's price used for computing the stats is 8.23 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 0.0% 17.74% 21.21% -22.21% 25.65% 123.64% 386.98% 216.54%
Last Price 8.23 8.23 8.23 8.23 8.23 8.23 8.23 8.23 8.23
Trend-Previous Close 8.23 6.99 6.79 10.58 6.55 3.68 1.69 2.6 None

LX's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 9.52% 7.66 9.45% 7.65 8.22% 6.79 8.52
Up 11.59% 7.8 9.61% 7.66 7.2% 7.05 8.55
Down -4.73% 6.66 -5.15% 6.63 3.08% 6.34 6.98
5D Opportunity: SELL-APPROACHING
returns: 17.74% (22.38%), p.close: 6.99
entry: 8.55, exit: 8.52, min.ret: 0.43%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.73% 7.32 3.45% 7.23 10.56% 6.21 8.43
Up 8.42% 7.58 8.48% 7.58 6.67% 6.88 8.28
Down -5.64% 6.6 -4.47% 6.68 5.89% 5.98 7.21
5D Opportunity: SELL-APPROACHING
returns: 17.74% (18.42%), p.close: 6.99
entry: 8.28, exit: 8.43, min.ret: -1.82%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -5.74% 6.59 0.6% 7.03 16.67% 4.84 8.34
Up 5.6% 7.38 4.39% 7.3 5.59% 6.79 7.97
Down -11.61% 6.18 -6.89% 6.51 12.49% 4.87 7.49
5D Opportunity: SELL-ACTIVE
returns: 17.74% (13.98%), p.close: 6.99
entry: 7.97, exit: 8.34, min.ret: -4.63%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.24% 7.15 3.65% 7.24 12.82% 5.8 8.49
Up 8.44% 7.58 7.43% 7.51 6.47% 6.9 8.26
Down -5.95% 6.57 -2.33% 6.83 8.77% 5.65 7.49
5D Opportunity: SELL-APPROACHING
returns: 17.74% (18.14%), p.close: 6.99
entry: 8.26, exit: 8.49, min.ret: -2.81%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.26% 7.29 3.84% 7.26 14.34% 5.78 8.79
Up 9.9% 7.68 7.48% 7.51 10.35% 6.6 8.77
Down -4.69% 6.66 -2.11% 6.84 7.21% 5.91 7.42
5D Opportunity: SELL-APPROACHING
returns: 17.74% (25.43%), p.close: 6.99
entry: 8.77, exit: 8.79, min.ret: -0.27%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.07% 7.27 1.16% 7.07 15.13% 5.69 8.86
Up 8.17% 7.56 4.67% 7.32 13.21% 6.18 8.95
Down -3.58% 6.74 -1.78% 6.87 5.69% 6.14 7.34
5D Opportunity: SELL-APPROACHING
returns: 17.74% (27.98%), p.close: 6.99
entry: 8.95, exit: 8.86, min.ret: 0.95%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall -10.88% 6.05 -23.27% 5.21 25.1% 3.49 8.61
Up 7.39% 7.29 1.9% 6.92 10.38% 6.23 8.35
Down -21.46% 5.33 -26.71% 4.98 16.74% 3.63 7.04
2W Opportunity: SELL-APPROACHING
returns: 21.21% (22.95%), p.close: 6.79
entry: 8.35, exit: 8.61, min.ret: -3.1%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -11.42% 6.01 -12.13% 5.97 23.23% 3.65 8.38
Up 8.3% 7.35 6.13% 7.21 8.56% 6.48 8.23
Down -18.93% 5.5 -14.24% 5.82 16.84% 3.79 7.22
2W Opportunity: SELL-ACTIVE
returns: 21.21% (21.14%), p.close: 6.79
entry: 8.23, exit: 8.38, min.ret: -1.89%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.95% 7.13 8.55% 7.37 19.6% 5.13 9.12
Up 14.33% 7.76 12.79% 7.66 9.51% 6.79 8.73
Down -8.56% 6.21 -3.26% 6.57 12.5% 4.93 7.48
2W Opportunity: SELL-APPROACHING
returns: 21.21% (28.59%), p.close: 6.79
entry: 8.73, exit: 9.12, min.ret: -4.48%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 8.32% 7.36 7.23% 7.28 22.42% 5.07 9.64
Up 16.77% 7.93 12.09% 7.61 16.32% 6.27 9.59
Down -6.9% 6.32 -2.57% 6.62 10.01% 5.3 7.34
2W Opportunity: SELL-APPROACHING
returns: 21.21% (41.26%), p.close: 6.79
entry: 9.59, exit: 9.64, min.ret: -0.5%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 8.21% 7.35 2.8% 6.98 23.93% 4.91 9.79
Up 14.53% 7.78 7.88% 7.32 22.13% 5.52 10.03
Down -5.24% 6.43 -2.88% 6.59 7.76% 5.64 7.22
2W Opportunity: SELL-APPROACHING
returns: 21.21% (47.71%), p.close: 6.79
entry: 10.03, exit: 9.79, min.ret: 2.44%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -10.33% 9.49 -22.34% 8.22 25.49% 5.44 13.53
Up 21.26% 12.83 23.7% 13.09 12.31% 10.88 14.78
Down -22.53% 8.2 -27.52% 7.67 15.76% 5.69 10.7
1M Opportunity:
returns: -22.21% (-46.17%), p.close: 10.58
entry: 5.69, exit: 5.44, min.ret: -4.45%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 13.67% 12.03 20.23% 12.72 24.2% 8.19 15.87
Up 27.35% 13.47 26.62% 13.4 11.45% 11.66 15.29
Down -10.09% 9.51 -4.24% 10.13 12.96% 7.46 11.57
1M Opportunity: BUY-APPROACHING
returns: -22.21% (-29.53%), p.close: 10.58
entry: 7.46, exit: 8.19, min.ret: 9.78%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 26.62% 13.4 22.23% 12.93 32.41% 8.25 18.54
Up 39.39% 14.75 30.06% 13.76 30.37% 9.93 19.57
Down -7.46% 9.79 -2.59% 10.31 10.56% 8.11 11.47
1M Opportunity: BUY-APPROACHING
returns: -22.21% (-23.31%), p.close: 10.58
entry: 8.11, exit: 8.25, min.ret: 1.71%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 18.15% 12.5 6.78% 11.3 31.83% 7.45 17.55
Up 27.64% 13.5 16.37% 12.31 32.51% 8.34 18.66
Down -6.94% 9.85 -4.59% 10.09 8.31% 8.53 11.16
1M Opportunity: BUY-ACTIVE
returns: -22.21% (-19.4%), p.close: 10.58
entry: 8.53, exit: 7.45, min.ret: -12.65%
Using: 1M trend, 0 Days Left

LX's symbol current price is 8.23 (0.0%) as on . Yesterday's close was 8.23. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 91.92% 100% 90.91% 84.85% 81.06% 71.83% 73.54%
Open-Low (> 1.0%) 80.57% 80.0% 81.82% 80.3% 81.82% 78.57% 75.66%
Open-Close-Up (> 0.5%) 44.14% 40.0% 45.45% 48.48% 48.48% 48.41% 46.3%
Open-Close-Down (> 0.5%) 40.29% 40.0% 40.91% 39.39% 41.67% 39.68% 43.39%
Low-Close-Up (> 1.0%) 95.39% 100% 95.45% 92.42% 86.36% 80.56% 76.46%
High-Close-Down (> 1.0%) 92.62% 100% 95.45% 80.3% 82.58% 74.6% 77.65%

LX's symbol win percent is computed basis data from date

Associated Tags