Insights for LendingClub Corporation
New York Stock Exchange: LC
09 - Losing Steam - less profitable & can fund turnaround

Based on PEG Ratio: Unknown
Today's Price
updated on:
10.96 (0.83%)
Open 10.88 (0.74%)
High (Upside %) 11.08 (1.09%)
Low (Downside %) 10.805 (1.43%)
P. Close 10.87 (0.83%)
Open-High % 1.84%
Open-Low % 0.69%
Low-High % 2.55%
Previous Data

LC is a Stock listed in the US on the New York Stock Exchange under the ticker 'LC'

Company Summary

Business Units or Product Lines

LendingClub operates as a marketplace bank, providing unsecured personal loans, and offering an online and mobile platform that connects borrowers with investors. The company also provides auto refinancing loans and offers a high-yield savings account.

Business Models for Each Product Line

LendingClub generates revenue primarily through transaction fees from originating loans, servicing fees from managing loans, and interest income from originated loans. Major expenses include technology infrastructure, customer acquisition costs, and general administrative expenses.

Future Opportunities for Growth

LendingClub sees growth opportunities in expanding its market share in the unsecured personal loans segment, enhancing its digital banking services, and increasing its product offerings by leveraging data analytics and artificial intelligence to better serve customers and reduce costs.

Potential Major Risks

Potential risks include rising interest rates that could deter borrowing, increasing competition from fintech and traditional financial institutions, regulatory changes affecting bank operations, and economic downturns that could lead to higher default rates on loans.

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Also read: https://finance.yahoo.com/LC/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display EBITDA-Actual EBITDA Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
1.08 B 1080000000.0 1.08 nan B 21.11 12.84 1.37 0.8 1.4 4.42% 3.53% 0.42% 3.96% 1.16 B 1160000000.0 1.16 20.20% 120.0 mn 124600000.0 0.12 0.45 -4.30% 950.0 mn 954060000.0 0.95 30.0 mn 28500000.0 0.03 0.0212 2.93 -2630.0 mn -2630000000.0 -2.63 2.35 B 2350000000.0 2.35 2.92% 78.09%

source:https://finance.yahoo.com/LC/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 33.79% 1.09% (11.08) 5.75% (11.59) 57.75% (17.2895) 71.08% (18.75) 71.08% (18.75) 71.08% (18.75) 805.57% (99.25)
Downside % (low) 25.52% 16.67% (9.133) 27.92% (7.9) 27.92% (7.9) 27.92% (7.9) 31.75% (7.48) 56.84% (4.73) 60.63% (4.315)
Spread % 8.27% -15.57% -22.17% 29.83% 43.16% 39.32% 14.23% 744.94%

LC's price used for computing the stats is 10.96 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 0.0% 15.37% 18.87% -4.2% -35.68% -14.17% 33.66% -21.71% -88.7%
Last Price 10.96 10.96 10.96 10.96 10.96 10.96 10.96 10.96 10.96
Trend-Previous Close 10.96 9.5 9.22 11.44 17.04 12.77 8.2 14 96.95

LC's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 9.42% 10.39 8.47% 10.3 6.4% 9.48 11.31
Up 9.96% 10.45 8.47% 10.3 5.51% 9.66 11.23
Down -1.23% 9.38 -1.39% 9.37 1.2% 9.21 9.56
5D Opportunity: SELL-APPROACHING
returns: 15.37% (18.22%), p.close: 9.5
entry: 11.23, exit: 11.31, min.ret: -0.67%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 6.55% 10.12 6.34% 10.1 6.52% 9.19 11.05
Up 9.56% 10.41 10.46% 10.49 6.04% 9.55 11.27
Down -1.83% 9.33 -1.44% 9.36 2.25% 9.01 9.65
5D Opportunity: SELL-APPROACHING
returns: 15.37% (18.61%), p.close: 9.5
entry: 11.27, exit: 11.05, min.ret: 1.93%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.72% 9.34 -2.2% 9.29 9.91% 7.92 10.75
Up 5.69% 10.04 4.46% 9.92 5.62% 9.24 10.84
Down -6.79% 8.86 -4.55% 9.07 6.65% 7.91 9.8
5D Opportunity: SELL-ACTIVE
returns: 15.37% (14.12%), p.close: 9.5
entry: 10.84, exit: 10.75, min.ret: 0.86%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -3.06% 9.21 -2.16% 9.29 9.12% 7.91 10.51
Up 3.85% 9.87 2.6% 9.75 4.34% 9.25 10.48
Down -6.66% 8.87 -3.76% 9.14 6.77% 7.9 9.83
5D Opportunity: SELL-ACTIVE
returns: 15.37% (10.36%), p.close: 9.5
entry: 10.48, exit: 10.51, min.ret: -0.23%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.29% 9.47 -0.13% 9.49 8.63% 8.24 10.7
Up 4.95% 9.97 4.03% 9.88 4.8% 9.29 10.65
Down -4.83% 9.04 -3.04% 9.21 5.6% 8.24 9.84
5D Opportunity: SELL-ACTIVE
returns: 15.37% (12.16%), p.close: 9.5
entry: 10.65, exit: 10.7, min.ret: -0.44%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.85% 9.58 1.06% 9.6 8.2% 8.41 10.75
Up 5.11% 9.99 3.93% 9.87 5.27% 9.23 10.74
Down -3.94% 9.13 -2.19% 9.29 4.87% 8.43 9.82
5D Opportunity: SELL-ACTIVE
returns: 15.37% (13.01%), p.close: 9.5
entry: 10.74, exit: 10.75, min.ret: -0.13%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 2.23% 9.43 3.59% 9.55 12.79% 7.66 11.19
Up 8.93% 10.04 7.38% 9.9 7.11% 9.06 11.03
Down -9.5% 8.34 -8.29% 8.46 8.23% 7.21 9.48
2W Opportunity: SELL-APPROACHING
returns: 18.87% (19.6%), p.close: 9.22
entry: 11.03, exit: 11.19, min.ret: -1.51%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -4.36% 8.82 -4.43% 8.81 12.84% 7.04 10.59
Up 6.72% 9.84 5.22% 9.7 5.88% 9.03 10.65
Down -11.36% 8.17 -8.29% 8.46 9.16% 6.91 9.44
2W Opportunity: SELL-ACTIVE
returns: 18.87% (15.55%), p.close: 9.22
entry: 10.65, exit: 10.59, min.ret: 0.56%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -6.59% 8.61 -7.94% 8.49 11.54% 7.02 10.21
Up 5.03% 9.68 4.51% 9.64 5.17% 8.97 10.4
Down -11.74% 8.14 -11.26% 8.18 8.15% 7.01 9.26
2W Opportunity: SELL-ACTIVE
returns: 18.87% (12.78%), p.close: 9.22
entry: 10.4, exit: 10.21, min.ret: 1.82%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.71% 9.15 1.12% 9.32 11.26% 7.6 10.71
Up 7.4% 9.9 7.51% 9.91 5.8% 9.1 10.7
Down -7.59% 8.52 -4.9% 8.77 7.53% 7.48 9.56
2W Opportunity: SELL-ACTIVE
returns: 18.87% (16.11%), p.close: 9.22
entry: 10.7, exit: 10.71, min.ret: -0.06%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.43% 9.35 1.69% 9.38 10.99% 7.83 10.87
Up 8.08% 9.96 6.74% 9.84 6.94% 9.01 10.92
Down -6.17% 8.65 -4.26% 8.83 6.44% 7.76 9.54
2W Opportunity: SELL-ACTIVE
returns: 18.87% (18.48%), p.close: 9.22
entry: 10.92, exit: 10.87, min.ret: 0.48%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -13.76% 9.87 -12.56% 10.0 6.05% 8.83 10.9
Up 4.66% 11.97 4.34% 11.94 4.28% 11.24 12.71
Down -20.69% 9.07 -20.37% 9.11 3.24% 8.52 9.63
1M Opportunity:
returns: -4.2% (-25.54%), p.close: 11.44
entry: 8.52, exit: 8.83, min.ret: 3.63%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -15.43% 9.67 -17.04% 9.49 7.4% 8.4 10.94
Up 4.74% 11.98 4.88% 12.0 4.17% 11.27 12.7
Down -20.3% 9.12 -20.56% 9.09 5.09% 8.24 9.99
1M Opportunity:
returns: -4.2% (-27.94%), p.close: 11.44
entry: 8.24, exit: 8.4, min.ret: 1.95%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.88% 11.34 -2.44% 11.16 17.31% 8.37 14.31
Up 11.89% 12.8 9.04% 12.47 9.61% 11.15 14.45
Down -11.77% 10.09 -8.87% 10.42 9.55% 8.46 11.73
1M Opportunity:
returns: -4.2% (-26.09%), p.close: 11.44
entry: 8.46, exit: 8.37, min.ret: -1.02%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.73% 11.75 2.16% 11.69 16.11% 8.99 14.52
Up 13.29% 12.96 10.82% 12.68 11.67% 10.96 14.96
Down -9.64% 10.34 -8.11% 10.51 8.06% 8.95 11.72
1M Opportunity:
returns: -4.2% (-21.73%), p.close: 11.44
entry: 8.95, exit: 8.99, min.ret: 0.38%
Using: 1M trend, 0 Days Left

LC's symbol current price is 10.96 (0.0%) as on . Yesterday's close was 10.96. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 83.37% 100% 72.73% 72.73% 71.97% 67.46% 69.31%
Open-Low (> 1.0%) 68.25% 60.0% 77.27% 71.21% 68.94% 67.06% 68.52%
Open-Close-Up (> 0.5%) 50.66% 60.0% 45.45% 43.94% 43.18% 41.67% 41.27%
Open-Close-Down (> 0.5%) 43.97% 40.0% 50.0% 43.94% 43.18% 40.08% 41.27%
Low-Close-Up (> 1.0%) 81.46% 80.0% 86.36% 80.3% 78.03% 72.22% 71.16%
High-Close-Down (> 1.0%) 69.64% 60.0% 77.27% 75.76% 75.0% 71.03% 71.16%

LC's symbol win percent is computed basis data from date