Insights for HDFC Life Insurance Company Ltd
National Stock Exchange: HDFCLIFE
09 - Losing Steam - less profitable & can fund turnaround

Sector: Misc
Industry: Misc
Based on PEG Ratio: Unknown
Today's Price
updated on:
758.0 (-0.32%)
Open 764.15 (-0.8%)
High (Upside %) 765.6 (1.0%)
Low (Downside %) 750.2 (1.04%)
P. Close 760.4 (-0.32%)
Open-High % 0.19%
Open-Low % 1.83%
Low-High % 2.05%
Previous Data

HDFCLIFE is a Stock listed in the India on the National Stock Exchange under the ticker 'HDFCLIFE'

Company Summary

Business Units or Product Lines

HDFC Life offers a range of life insurance products including protection, pension, savings, investment, and health solutions across individual and group categories. Major product lines include term insurance, endowment plans, child plans, unit-linked investment plans (ULIPs), and health insurance.

Business Models for Each Product Line

Revenue is primarily generated through premium income from policyholders. Key expenses include acquisition costs such as agent commissions, operating expenses, policyholder benefits, and claims. Investment income from the managed portfolio also contributes to revenue.

Future Opportunities for Growth

Growing awareness and demand for insurance products in India, a large uninsured population, and favorable demographics present significant growth opportunities. Digital distribution channels and partnerships for bancassurance are expected to drive expansion.

Potential Major Risks

Key risks include regulatory changes, economic downturns affecting consumer spending power, increased competition, and market volatility impacting investment returns. Adverse policy claims experience and changes in interest rates may also pose risks.

Learn More about HDFC Life Insurance Company Ltd: Company Insights by Algobear (ChatGPT);

Tell me more about HDFC Life Insurance Company Ltd's latest earnings (HDFCLIFE:Nse)
Who are some of HDFC Life Insurance Company Ltd's competitors? (HDFCLIFE:Nse)
Are analysts bullish on HDFC Life Insurance Company Ltd? Please show it in a table format. (HDFCLIFE:Nse)

Also read: https://finance.yahoo.com/HDFCLIFE.NS/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Enterprise Value/EBITDA Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display EBITDA-Actual EBITDA Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
1.64 lakh cr 1638015565824.0 163801.56 1.64 lakh cr 1635473031168.0 163547.3 90.74 120.7 1.69 10.12 1.68 122.83 1.86% 2.06% 0.25% 11.75% 97182.88 Cr 971828822016.0 97182.88 -13.8% 1331.52 Cr 13315179520.0 1331.52 8.38 15.5% 1820.95 Cr 18209499136.0 1820.95 2950.0 Cr 29500000256.0 2950.0 0.1826 1.03 15597.07 Cr 155970699264.0 15597.07 35.49 Cr 354899008.0 35.49 56.17% 25.9%

source:https://finance.yahoo.com/HDFCLIFE.NS/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 3.35% 1.39% (768.5) 4.37% (791.1) 4.37% (791.1) 4.37% (791.1) 4.37% (791.1) 4.37% (791.1) 4.37% (791.1)
Downside % (low) 10.81% 1.71% (745.05) 6.54% (708.4) 20.8% (600.35) 22.92% (584.3) 32.53% (511.4) 39.6% (457.8) 59.5% (307)
Spread % -7.46% -0.32% -2.18% -16.43% -18.55% -28.17% -35.24% -55.13%

HDFCLIFE's price used for computing the stats is 758.0 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose -0.32% -1.13% -2.82% 4.85% 22.57% 11.08% 37.79% 37.53%
Last Price 758.0 758.0 758.0 758.0 758.0 758.0 758.0 758.0 758.0
Trend-Previous Close 760.4 766.7 780 722.95 618.4 682.4 550.1 551.15 None

HDFCLIFE's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall -2.46% 747.87 -2.47% 747.75 1.1% 735.21 760.52
Up 0.35% 769.4 0% 766.7 0.79% 760.35 778.45
Down -2.71% 745.9 -2.8% 745.23 0.91% 735.44 756.37
5D Opportunity:
returns: -1.13% (-4.08%), p.close: 766.7
entry: 735.44, exit: 735.21, min.ret: -0.03%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.34% 764.12 -1.26% 757.01 2.95% 730.24 798.01
Up 1.7% 779.7 1.19% 775.79 1.89% 757.95 801.45
Down -1.64% 754.15 -1.61% 754.36 1.37% 738.43 769.88
5D Opportunity:
returns: -1.13% (-3.69%), p.close: 766.7
entry: 738.43, exit: 730.24, min.ret: -1.11%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.01% 774.41 1.68% 779.56 2.73% 742.98 805.85
Up 2.17% 783.34 1.98% 781.87 1.69% 763.91 802.77
Down -1.24% 757.21 -0.92% 759.67 1.22% 743.14 771.28
5D Opportunity:
returns: -1.13% (-3.07%), p.close: 766.7
entry: 743.14, exit: 742.98, min.ret: -0.02%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.58% 778.81 1.46% 777.86 2.84% 746.2 811.42
Up 2.59% 786.57 2.23% 783.79 2.23% 760.92 812.21
Down -1.14% 757.99 -0.62% 761.98 1.23% 743.81 772.18
5D Opportunity:
returns: -1.13% (-2.99%), p.close: 766.7
entry: 743.81, exit: 746.2, min.ret: 0.32%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.45% 770.11 -0.05% 766.3 2.87% 737.06 803.16
Up 1.89% 781.18 1.15% 775.54 2.16% 756.32 806.03
Down -1.52% 755.04 -1.21% 757.45 1.44% 738.47 771.62
5D Opportunity:
returns: -1.13% (-3.68%), p.close: 766.7
entry: 738.47, exit: 737.06, min.ret: -0.19%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.66% 771.77 0.34% 769.34 3.18% 735.23 808.31
Up 2.17% 783.35 1.71% 779.82 2.25% 757.45 809.25
Down -1.56% 754.74 -1.11% 758.17 1.66% 735.64 773.84
5D Opportunity:
returns: -1.13% (-4.05%), p.close: 766.7
entry: 735.64, exit: 735.23, min.ret: -0.06%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 1.79% 793.94 1.77% 793.84 3.2% 756.52 831.36
Up 4.44% 814.65 5.11% 819.85 1.87% 792.79 836.51
Down -0.85% 773.39 -0.49% 776.2 1.27% 758.5 788.27
2W Opportunity: BUY-ACTIVE
returns: -2.82% (-2.76%), p.close: 780
entry: 758.5, exit: 756.52, min.ret: -0.26%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.92% 802.76 3.39% 806.47 2.9% 768.81 836.71
Up 4.5% 815.12 4.96% 818.72 1.98% 791.95 838.3
Down -1.03% 771.99 -0.51% 776.0 1.31% 756.67 787.3
2W Opportunity: BUY-APPROACHING
returns: -2.82% (-2.99%), p.close: 780
entry: 756.67, exit: 768.81, min.ret: 1.61%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.3% 805.72 3.18% 804.83 3.21% 768.22 843.23
Up 4.53% 815.3 4.44% 814.6 2.59% 784.95 845.65
Down -1.27% 770.09 -0.97% 772.42 1.28% 755.12 785.07
2W Opportunity: BUY-APPROACHING
returns: -2.82% (-3.19%), p.close: 780
entry: 755.12, exit: 768.22, min.ret: 1.74%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.91% 787.1 0.8% 786.24 3.91% 741.3 832.89
Up 3.03% 803.64 2.74% 801.35 2.75% 771.45 835.83
Down -2.17% 763.11 -1.92% 765.0 1.93% 740.5 785.73
2W Opportunity: BUY-APPROACHING
returns: -2.82% (-5.06%), p.close: 780
entry: 740.5, exit: 741.3, min.ret: 0.11%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.35% 790.52 1.07% 788.36 4.39% 739.15 841.89
Up 3.57% 807.87 3.22% 805.13 3.09% 771.68 844.06
Down -2.2% 762.82 -1.88% 765.3 2.09% 738.36 787.28
2W Opportunity: BUY-APPROACHING
returns: -2.82% (-5.34%), p.close: 780
entry: 738.36, exit: 739.15, min.ret: 0.11%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall 7.01% 773.63 6.59% 770.57 2.81% 743.16 804.11
Up 8.66% 785.58 9.13% 788.93 1.97% 764.25 806.9
Down -1.28% 713.71 -1.1% 715.01 1.34% 699.13 728.29
1M Opportunity:
returns: 4.85% (11.61%), p.close: 722.95
entry: 806.9, exit: 804.11, min.ret: 0.35%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 6.69% 771.31 7.75% 778.96 4.59% 721.49 821.14
Up 8.16% 781.96 9.06% 788.44 4.05% 738.04 825.88
Down -1.75% 710.31 -1.62% 711.24 1.42% 694.93 725.7
1M Opportunity:
returns: 4.85% (14.24%), p.close: 722.95
entry: 825.88, exit: 821.14, min.ret: 0.57%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.49% 733.73 1.81% 736.04 7.16% 656.07 811.39
Up 5.1% 759.85 3.97% 751.62 4.44% 711.65 808.04
Down -3.87% 695.0 -3.22% 699.67 3.41% 658.03 731.97
1M Opportunity:
returns: 4.85% (11.77%), p.close: 722.95
entry: 808.04, exit: 811.39, min.ret: -0.41%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.94% 744.2 2.98% 744.52 7.16% 666.52 821.89
Up 6.3% 768.53 5.59% 763.37 4.93% 715.08 821.97
Down -3.31% 699.02 -2.79% 702.78 3.07% 665.77 732.26
1M Opportunity:
returns: 4.85% (13.7%), p.close: 722.95
entry: 821.97, exit: 821.89, min.ret: 0.01%
Using: 1M trend, 0 Days Left

HDFCLIFE's symbol current price is 758.0 (-0.32%) as on . Yesterday's close was 760.4. It's return velocities are computed basis data from date .