Insights for FinWise Bancorp
NASDAQ: FINW
08 - Losing Steam - very profitable & can fund turnaround

Based on PEG Ratio: Unknown
Today's Price
updated on:
15.67 (-1.07%)
Open 15.83 (-1.01%)
High (Upside %) 15.84 (1.08%)
Low (Downside %) 15.6016 (0.44%)
P. Close 15.84 (-1.07%)
Open-High % 0.06%
Open-Low % 1.44%
Low-High % 1.53%
Previous Data

FINW is a Stock listed in the US on the NASDAQ under the ticker 'FINW'

Company Summary

Business Units or Product Lines

FinWise Bancorp operates primarily as a community bank providing banking services including commercial and consumer lending, as well as deposit products. Its product lines include small business loans, consumer loans, and residential and commercial real estate loans.

Business Models for Each Product Line

The bank generates revenue primarily through interest income from its loan portfolio. Small business loans and consumer loans are its core revenue generators, with residential and commercial real estate loans contributing as well. Major expenses for the company include interest expenses, provision for loan losses, and operational costs such as staffing and technology.

Future Opportunities for Growth

Opportunities for growth include expansion of digital banking services to reach a broader customer base, increased lending to small and medium-sized enterprises, and exploring partnerships with fintech companies to leverage technology in service delivery.

Potential Major Risks

Potential risks include credit risk from loan defaults, interest rate risk affecting net interest margins, regulatory risk that could impact operations and compliance costs, and increased competition from both traditional banks and fintech companies.

Learn More about FinWise Bancorp: Company Insights by Algobear (ChatGPT);

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Also read: https://finance.yahoo.com/FINW/profile

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Trailing P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
190.0 mn 194680000.0 0.19 nan B 15.84 2.38 1.12 2.44 18.25% 21.40% 1.91% 7.75% 70.0 mn 69820000.0 0.07 -0.40% nan B 0.93 -32.80% 110.0 mn 109160000.0 0.11 10.0 mn 5370000.0 0.01 -10.0 mn -14990000.0 -0.01 nan B 31.51% 26.79%

source:https://finance.yahoo.com/FINW/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 16.49% 2.17% (16.01) 13.56% (17.795) 33.63% (20.94) 33.63% (20.94) 33.63% (20.94) 33.63% (20.94) 39.5% (21.86)
Downside % (low) 13.38% 8.26% (14.375) 13.62% (13.5358) 13.62% (13.5358) 13.62% (13.5358) 36.06% (10.02) 51.44% (7.61) 51.44% (7.61)
Spread % 3.11% -6.09% -0.06% 20.01% 20.01% -2.43% -17.8% -11.93%

FINW's price used for computing the stats is 15.67 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 0.0% 6.38% 8.67% -9.68% -6.73% -2.06% 51.11% -8.47%
Last Price 15.67 15.67 15.67 15.67 15.67 15.67 15.67 15.67 15.67
Trend-Previous Close 15.67 14.73 14.42 17.35 16.8 16 10.37 17.12 None

FINW's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 6.68% 15.71 6.23% 15.65 1.34% 15.42 16.01
Up 7.16% 15.78 6.82% 15.73 1.18% 15.52 16.04
Down -0.49% 14.66 0% 14.73 0.67% 14.51 14.81
5D Opportunity:
returns: 6.38% (8.92%), p.close: 14.73
entry: 16.04, exit: 16.01, min.ret: 0.21%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.08% 15.18 4.55% 15.4 4.5% 14.19 16.18
Up 5.27% 15.51 5.97% 15.61 2.63% 14.93 16.09
Down -2.65% 14.34 -2.16% 14.41 2.69% 13.75 14.93
5D Opportunity: SELL-APPROACHING
returns: 6.38% (9.22%), p.close: 14.73
entry: 16.09, exit: 16.18, min.ret: -0.56%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.47% 14.37 -0.4% 14.67 8.12% 12.57 16.16
Up 2.6% 15.11 0.92% 14.87 3.05% 14.44 15.79
Down -5.48% 13.92 -2.66% 14.34 6.44% 12.5 15.35
5D Opportunity: SELL-APPROACHING
returns: 6.38% (7.17%), p.close: 14.73
entry: 15.79, exit: 16.16, min.ret: -2.37%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.12% 14.71 -0.71% 14.63 7.75% 13.0 16.42
Up 3.67% 15.27 1.56% 14.96 5.15% 14.13 16.41
Down -3.73% 14.18 -1.89% 14.45 4.65% 13.15 15.21
5D Opportunity: SELL-APPROACHING
returns: 6.38% (11.39%), p.close: 14.73
entry: 16.41, exit: 16.42, min.ret: -0.1%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.09% 14.74 0.19% 14.76 6.56% 13.29 16.19
Up 3.21% 15.2 1.77% 14.99 4.14% 14.29 16.12
Down -3.13% 14.27 -1.45% 14.52 4.29% 13.32 15.22
5D Opportunity: SELL-APPROACHING
returns: 6.38% (9.42%), p.close: 14.73
entry: 16.12, exit: 16.19, min.ret: -0.46%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.97% 14.87 0.83% 14.85 5.44% 13.67 16.07
Up 3.2% 15.2 2.13% 15.04 3.74% 14.38 16.03
Down -2.15% 14.41 -0.91% 14.6 3.4% 13.66 15.16
5D Opportunity: SELL-APPROACHING
returns: 6.38% (8.81%), p.close: 14.73
entry: 16.03, exit: 16.07, min.ret: -0.3%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall -4.26% 13.81 -1.93% 14.14 11.88% 11.24 16.38
Up 3.55% 14.93 2.42% 14.77 4.06% 14.05 15.81
Down -11.59% 12.75 -9.67% 13.03 7.79% 11.06 14.43
2W Opportunity: SELL-APPROACHING
returns: 8.67% (9.64%), p.close: 14.42
entry: 15.81, exit: 16.38, min.ret: -3.58%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -6.64% 13.46 -3.57% 13.91 9.92% 11.32 15.61
Up 1.87% 14.69 0.48% 14.49 3.1% 14.02 15.36
Down -10.37% 12.92 -9.54% 13.04 7.9% 11.22 14.63
2W Opportunity: SELL-ACTIVE
returns: 8.67% (6.53%), p.close: 14.42
entry: 15.36, exit: 15.61, min.ret: -1.61%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.66% 14.33 -1.46% 14.21 11.17% 11.91 16.74
Up 5.53% 15.22 3.05% 14.86 7.52% 13.59 16.84
Down -6.68% 13.46 -5.07% 13.69 6.13% 12.13 14.78
2W Opportunity: SELL-APPROACHING
returns: 8.67% (16.81%), p.close: 14.42
entry: 16.84, exit: 16.74, min.ret: 0.61%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.01% 14.42 1.04% 14.57 9.1% 12.45 16.39
Up 5.14% 15.16 4.03% 15.0 5.71% 13.93 16.4
Down -5.02% 13.7 -2.47% 14.06 5.67% 12.47 14.92
2W Opportunity: SELL-APPROACHING
returns: 8.67% (13.7%), p.close: 14.42
entry: 16.4, exit: 16.39, min.ret: 0.06%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.93% 14.7 2.11% 14.72 7.76% 13.02 16.38
Up 5.43% 15.2 4.45% 15.06 5.15% 14.09 16.32
Down -3.27% 13.95 -1.41% 14.22 4.64% 12.94 14.95
2W Opportunity: SELL-APPROACHING
returns: 8.67% (13.15%), p.close: 14.42
entry: 16.32, exit: 16.38, min.ret: -0.37%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -14.76% 14.79 -14.74% 14.79 4.64% 13.58 16.0
Up 0.98% 17.52 0.51% 17.44 1.45% 17.14 17.9
Down -18.18% 14.2 -20.51% 13.79 4.46% 13.03 15.36
1M Opportunity:
returns: -9.68% (-24.87%), p.close: 17.35
entry: 13.03, exit: 13.58, min.ret: 4.2%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.55% 17.25 -9.56% 15.69 16.41% 12.98 21.53
Up 9.98% 19.08 3.79% 18.01 11.47% 16.1 22.07
Down -10.62% 15.51 -11.57% 15.34 7.55% 13.54 17.47
1M Opportunity:
returns: -9.68% (-21.95%), p.close: 17.35
entry: 13.54, exit: 12.98, min.ret: -4.13%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.25% 17.57 3.21% 17.91 13.66% 14.01 21.12
Up 9.87% 19.06 9.8% 19.05 8.38% 16.88 21.24
Down -7.6% 16.03 -4.1% 16.64 7.52% 14.08 17.99
1M Opportunity: BUY-APPROACHING
returns: -9.68% (-18.87%), p.close: 17.35
entry: 14.08, exit: 14.01, min.ret: -0.45%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.68% 18.16 7.19% 18.6 12.01% 15.04 21.29
Up 10.29% 19.14 9.87% 19.06 8.02% 17.05 21.22
Down -4.93% 16.49 -1.76% 17.04 6.31% 14.85 18.14
1M Opportunity: BUY-APPROACHING
returns: -9.68% (-14.39%), p.close: 17.35
entry: 14.85, exit: 15.04, min.ret: 1.23%
Using: 1M trend, 0 Days Left

FINW's symbol current price is 15.67 (0.0%) as on . Yesterday's close was 15.67. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 58.63% 60.0% 59.09% 56.06% 57.58% 55.56% 57.41%
Open-Low (> 1.0%) 52.01% 40.0% 63.64% 57.58% 54.55% 50.0% 58.6%
Open-Close-Up (> 0.5%) 47.18% 60.0% 36.36% 40.91% 43.18% 40.48% 35.58%
Open-Close-Down (> 0.5%) 29.51% 20.0% 36.36% 36.36% 30.3% 32.94% 41.4%
Low-Close-Up (> 1.0%) 63.67% 60.0% 68.18% 63.64% 68.18% 62.3% 60.58%
High-Close-Down (> 1.0%) 57.06% 40.0% 72.73% 66.67% 57.58% 59.13% 62.83%

FINW's symbol win percent is computed basis data from date